Research
April 20, 2016
Walmart offers a mobile wallet
By Chantal Tode
Merchants are having a bigger impact on shoppers’ payments behaviors and encouraging the transition to mobile compared to universal wallets such as Apple Pay, according to a new report from Mercator Advisory Group.
{"ct":"jgRUnC+HN20HVE0fUKEkBUHX6C\/VpurFmBUip9tntDxzoucihNeOble0NlTY55rwIBwpQP1FVLCKO\/dxBt7iXfmVQBNvfhFxhG\/uDqZqMXjKSI1PmOLFq8ABpL3lhBTwQMWArnK1Y9aQ2ODbDePlqJSM44iiR+K8MtvP3wKjrXLRaLQomUXNrrnsWcY9rAonqgEoDiEjaoQJ3PIZp1\/EzpY7yeM7yJUUwM3pPvqWL11OYA1IIZj+FEh4ghyVMp6fIABm3De14vTBxYZbZbKQ25tLGtXOUwtvEOxzkp5Q7k8G8t+CeSQaVWaYewyyA+iRyl75wNYkdfPDyouGNZDx6PWIkkO1qOKYY9AdNYSAl0qnRuDuO8wcpkbeW26sPw4QELSCww7bqv6Yg5R2qYbj6Bq4dKae6NG4KLYeMvFR63dVPDZ3ZKimOm3e15pESpE4XMog5hcfyDtaWHTLamQzHHWgeiL9rZmxS0oj2yKm+vmTjDWIl6DSMrut7aEmYlwHhYji3L+SnmPfU3Bidmbw6Du1hNUerMgS4MnYzM7t5btlv4tmmQKxRBUmuzdY9Ika+5O0kYMpjl1jkvY0FauRgQ+qhYbgiaV0YlLJATllj31qBCExY3A1BRSfWzjUlnBnq1j1B1N5YN1jXfRzVnWcVTmaiEtBz63PJghx+o0j\/Nb\/ObLDmsIa6ZCNhpqbBg4paNlUlZCVy6bxEdxSXiFDOHLOzTD0dv4JX\/s30q1AjULcZLjXzl0jhiMEbknNueJYAYO3UCjzJ99nV1IVeZdnHMpr0cSoVQWIBvx4CVD4vw19TraQMtsamHe6QD\/\/WyaGVyEeasKHRYqWxPzRmyQBZ11PuFJ\/FLUVOjIkU38FHdZxaqxdzi5klAoezu1w97ip4x5BKR2L3blmBVY1eLZC+9kiZkA6Xw\/A4izLrJezD0Rg9i+57fAI1Oe3xBhzIGxK5sne9g4FGa4eG3\/mQoahkd1MTOqrURJUMwKfBMqlrlNpsE4sU+hhgIvP9gpjl52TMwdLtIuspn3geCPMnNaIL\/nclD6umjRxCm2f4D2OUArUqp3yy0CydJmMiqLP3gl62WVUaHnc9ukhn0F5kg2\/nXFhpoQxPiPiz8dliW98IPvfEuhU\/lHVWspGq9vtVgXP4rLAcL6bzI2QeZPuwxJsKN8jXoyFDbwAMWLGRgwl9bC\/ahpzP2yYMEXs5HIqklpAAcDxxTlNK5daGpSLK+b6rHfl4pLUhtQWexvZALpU9ZCRwYpdUKoGvL1bW7vAkkN9jaPfAQrIJkjnuN1874Df9NsWOCFfa+qesF3jFBBMk6TZUXilCIRfwDAvJSWPOSWxX7LCLKAt5HhwPT2\/kHO7O3TeLNXzkZZ2fA1XuKi1Ls2L4OvJNgxHvuLtqrc0PztooayapH0YYYds4RBVrnMws1JNag\/dX1rUfwdVwyuDaVlyblAVXPGMYTUPYJeDBz4IADmSSPqo5MxUhFhcKU1SxXMqTR1waLMPs5T5LC9EdQ9RKSUsZFz\/OZLmU5jH+NSSPV0pYwkPjFBPKSJsS0dfEP9gmdKV08ntN8MutsZdNZcCMUrfU2Phuu\/ZimOxsQ5Wiz7ab9f8Silkrt5W774ls\/hBZpWJLKyPzLgVOt7n7YRpl8fPihcoWInmyqES2crklr8sygF7Ht1\/+UmueirbUyTRVGrFQosf10BHYPpKgLuSwqVQjtqxzztprayHseioTso3XZDDQjO78NVPHw8s54i9t6T3M10kynqcT6ltWkJ7\/pmKa5+WFwG9ObnpU5l6LwsphLeK\/0c8lelBIJWE1q2bVYpQOVDh5t5cepZ3mOdDOXjmLnHoXb2mY0IttQygzVw3oPZuifLfiuRo1ljd6bChMbcUFX7597YiZK5c0owPDCNdbwnIMc258mwfNX38FCTdZVCe+hVQkaCStF5OxqbB\/wTEK8Ns6WP1HVe266AVYTKvu25dvlqQXD4LLnlGBIDHWRjbj\/FEeoM6PEpLmzFmkcsVMJdRdvNROhWKe5JpL5R8pwBYCg4m3AzpE1\/qL40pXfMEz7QWb3oJ2PQkWrXjNp8wBTuF00sk1D5kn8ZElv\/x8htAjAG4fybyE7p1+uq03YEElsATZVuYsD0H9fTliC7IAdPhTrqIC7jalTu\/sfyoQ2bp4doykoSG39uSx3iX7XomfHKIFOpOi7XOypbimXy1xzPwdH6J8udmHRnfH3MoEunkc8Um1P5vmwbNhZNwlhN6+HGUy41orY7DwGjMdfbTng2WhSqbCvj+RywKhXv15scN5M06+ELVYql8UQY67DrxHjg1MhaxwBK95zvbRSt2YjkVMbE\/Wtu4G1+OQKlZyGMSq+zOZq\/j\/dWH7kl9hqYWbgOs3QptP9+0e2B1hN8oqCxRSzmHLznFcTj2jJQDysIvT4U+XA9uuuzMJa\/S8R9AbgDhHMJZCGofXYbeCOu5eGP923q1wDklqUzoH990VR7gmUESwF\/GeCyVEVzEPqdy4R0Tr+L0iviqCg12jKbw+Z+ELFr6xV6oM2lj3Kyu83W8gzMZ5Es1mJJ5yfFNlU95JzJHqo1D+hNd9o1O4WyP1mcBhaL0hD2\/RMc9vKOZQ\/g6nC++uA+YQgKdgpPKO2wuVm7WChLhq3WiDDwrW8VeYiBizKl6TiCIEQFbUkuKyI3x0wCEUSTt3+yqvMIHS9C20pwuC8ZrAHpQHfTXfM0I+IS5q3gS3x3QxHunj8rSvl5JRy9fEQj8gOjxm1P\/fNGvktZXLsIR3q6kfU3HjYRGSIxMr3LiyZm2736ZaxHsSS94084oa+TroS1Tc6Ie7R8xXk8DxOY6wBgsf\/tnPH0tRM2FEviR82l6Q83cQYqMHqJHPKlNw1G\/BUVLp1Rh6QK8ogQ9EPSY2DYrZqn+lUHCzoP0dX69BM4OgpTGswMPpazIIL2MMInqaKie1LvjmmPAwZmWotzri6tUGykdhTdTVTgFq70a6+tX88TU5jSj2caLoGZyxAht3tdYxHm8HrlxUU+MqxIVwO3bh0Dfs9stl3MXQt958wSNc5CcUxUC1zNnAwnMbCkBA9GrAGTIN+3TTvWjxh5aSi5f7xRwxe1l7evvIFc+TM8ciX7MjvveNi8lA6xMDPyHjIDPCzXTT5i5moLGJjz61rQqIJI6eNiVmrbNH27K63MfP3uXp+kx349U\/OBtZLFabMQqEK91D6I8PjMa5C3ohlwGQPCbls0uijyBtNFHQMVtWkAEy1vq+sCZ9VCVThfkgWildEn3ODDx92GTvksykW\/S4lix0zNNzsQ6Aw15a6yQPLnu2dR4Zp7egWrdCpaVfzqaBbw1HSEsmf0Z2ZXey538SwtsMXjoObo5kXhsBAlW31ntk\/oP7lsr7CQN3kvFkrY7sj\/hw2uyJaRBbG1brqyzskwkxAxJVn9emqaIQsUzJ1aGd353btMCBRVHlBDLKxoDxi57E57uLMcMEoXljD7tk6VIhiIO2wDypgQjeofmQa9rbVz6yKOAFJJc0f0\/uTrkUdFojXC3EWJd\/c+GeGhIk8\/qGM\/QX5CAbmzvWtpkvuhurYeqv8CLwspkQnivHVZUsMiiJZf\/sIKkogYlUK8r78jMYCdB1mVK+PBM03bOJeZd1omudCCeAs92oxHH8LzmZGjXwwRjlRqlwxXljl9cnyY0jriR3BEZtd0h1OEafkJB9YCpfOt3gPd8vzcJpFzZAJF8X00UJhThxG1JcrNBmAbT5JESlRijBtZSI\/m7mM+aEhG+P6EeNrkOh8TxLbj5Z8bmdGcu6vxxr8uBdxAsVFmSNnty8lfgXNuctrun+o9w47M1hXwbD1Kmtc081EiAXdKaE6\/MAk5Zb40akwuRekytRiq6e3rC4bdNxokRnIEtNNkLBNc5jfDPYjH3Zwh5KRcw7mn709EEgg+xwuRCXNdwtTnQrv594MQlxFUdL8nFu9Xxmp\/bDsBIGjvYyvBn3RXvLwgJoK+1gUsv2w8R75uFvkmr3gt3SMjgj8sNN7cllZYxsyhMeCcJs3uPi4j9g4RpzgXXthTAP\/HEWbSTEtOsm2KkQJNl2LSFG5oTUo\/9wvmenyy29D2RC2uePb7DOh3nHpKoBVrslsUQCL0MfQGtdz6xjjEkKJn\/JOE7hJakq06yWnqa8bvmpCAUxw9jmnIotD7nFfsAn0nGrtfI\/fR71jabcMa+8nAf2ng2wr9BrvL3nxw95xKo\/rX06hYWU6+ILwuULHfqF8s9mD0RAkkgWF4K9PD7dkPdnaEdeXcIfN+ZLc9pYSGe1wTwrEgUjkYItyK+HXR1lkH3l0ketzHQgO3LLTzjtBOMCan+RdKuLrqHDZCHIhUEuXViUmdVI\/6DzD4MYhx9A9Enst8xzIR7xBX+zkpGgSQSML2QEnsQ9Xalv4rH\/DmZogQRvWICl6kGOMCwhGkvOkoy9Ilst\/JRmSFjxMG9bd0Kwyw15E1WmpileOYXUqKIGFNdfsiPz22COFyZSo9Lm0lh0GDqF3QyEzqNA\/2pYZmfwfkbjpWR+M\/Re\/vV2oEVZQ4neAHu4P+iHhYBDjjx2QBsUoTulJ7HaceuD8ulK5Or2ODnm3ART5Zcogqs51NqpklFdDspTN2L2MwQovvf16hUvF+GorpHoLUCK2kR9xh8ohsS+WGKqd6MNkSDv8XVPN699gcwqFkNOzDB5aGjlR\/UZO3WLkgfU72P5vIjOTnZDidxh4zUeg4PfJ8JWqGuJrMyX1OvefWWDrftBmaFeOV4Me1nUiMEkznDFV5PR+anf1qaimcv1inlLk7fPD\/4pMZWyNLF2Tvi7zpBg8WRdSnuxK1bHn\/NYzQo8eGrtZIksUvwJQjNLty8P5sLGujEBqVirTLjhY9pI7J+vA8MZVX00dgpODfOdEbWuoWFQQW6\/dloeJch\/Qoiir8E4D\/qGHwTQ260vQhO4B\/Vg65nV4IfrKSx3sexS2YmrbeJh8otXRO4leSRaKadXDbCNXpZ+exhU3wZWemWrZy2gTM3dKVWQJmnPVaFOR+7Dee9F9ZltlFfSRPsQlFfiNrsp2zHKT1pZ1W25doWPDTbsxAfNXQOzvcwLJwwcJ6p+7c8H8TQ\/QS8n27U5zX4kMQParTSPB1+yflsmdfmU3i08t4GhOHfxqcrJi+sJcyw51iossWtDSVEOMrrRNTVxIjGWGbnwEsp4S\/zqmnsVaA7SF2qh4VUAP4KO6LCWtoTDxZ+vdq+Wipja8nAZy6D+hxmu2h\/4CA2x1HlSDLu1LWOWOLEtCWcze6YSrUuGSMtEA0JXDsrDYm0DHz3gVOFljhYynPm25QaZnoYL40JYZJO8iW5jIzybz0btG18vaamk7Zj3gk1t22uss+TNFYFWoq97OSuq2ABDndwet4mH1rPC9O2MjH2jvQ9futKqW358sICge4Ho1tp0eODca0kmAzs9RwnXNKax2iERHLSdBtILXvlgD6v\/MypkD4f61Zl6e5DTQ5L06sytEq9rTx1ai6ngsGVtiJynreZ32XT4NyZXhcUwJCfHJzUYIgYgcrHW4GXOJpKRWj6nkp3qiLU0zzQamWv87mZQevy6Vtk+LdVtgrBoGvgFR8rWxmk+vysHkfdhX+BPXkEwXvzbDKyyl0s4T\/RrYqzLrH5kHVPxHQ1rUxCrm3qdahh3BWzX5AWEKt97fz30iC6uspZCRGuP70yaumPIxJRiNOWtDeehJzg0uT\/+EHRNAxNX0u72DKBVMsg9mKjDU4LWBEvN6ZZpIdaOmxDAA\/SJpp2StOWr0DBAmvdokhYJztkEFp94wkBwfSqMBYL5\/G2cW4KW1hqDHnCaAcTgd6aYkBV6tWx2jXhFRxZWk3LCQQFZgdt5SJuup13ruUmM0r0dFZS1YGqW4RkuzXmIFUvTKK+Ugx5lPGwPjFAfagYbHzb6Wr4+36HXIO3QHJPNFMXUqZ6p9kN19\/P+V\/EfRTW0zQDAzMhnFce0xp5cFlshlqM1mZhi6\/+J3kDFSZBdEUvjuEY6KgD9fxAYIiS5dIF3yhqv\/7jOs9DIETPWHa8\/ie9et749ckAe7vF07LKzxTdqo7R023NGtggjBYUrzDG0EWDnIYh4lP8c6LJ9LTLgQJ97NA+c+I\/X+i+3Mo85tFqPYHu5RtrFNG9W64AUro628zxjbWm5wfIYaya38b3cJqhr3cGHoCXKevNXDOPXYRkAq9ahElmBgzMAyqMrmM092tfhVV1Ahx1MddZUKXmBIrUXEHyWGNez5CcGQOhe4ruYOxPKCL69clvUIspRL1Ys8dUKaK\/GUln8m5TfELmlfPtODlJUFrwxhVSwObfvAFF4HF1VUSZChYVYJRtSza187YO791uY5PhPIW0lffvErfrJ1uA0qrRoz8gGdkZz+vtj69mjnFu1d3S82BgwqPRFomnCKUL98S51TQuhWWYTE97ubVzkzdE0iQgZUMW7fx5S46s2iE0It6biY1y3oUA1CSnNSw6ynJsKTnQh0dlCJEjPJ0fy\/e\/lQbAAg2mp8iUTMVSq8O85FKucniPypGTtralqcbemMkXxbkdumAJ7lBy\/eq6v+\/WcG4RLVeGJR4gjTdYdk5m9HbvTyQbyzFzJGL\/OzC\/VKPWWUzh9AE+w\/k7aGlprQ63JO\/wqvEeMg3TGTouQJpBYwpMqnFGT61EVuSY2etdR1R+UDSE8a5urlguByKDjg5LUMkMR1HrUmfLE0WW6vzYfn0fGhyzK7egUrOe9hc+TrBCLNjdESWovNA8rr1HiA6rcxPAgQplGlvk93NGHC80KAqsM07KfXHSx8nGd9imwvRvbQ1NQFwI2CITo+hmDGB+M3QTA+lVegvI3wEvqI3Yi\/AsyIZRNHLU6cWCli7f20W0XHbxwVJgt6DPuqIjf43+\/6VimcNj1Z\/XyDXAwb6hDBc7Eauzju6JKBehGAD03CxRqco7IbafapJnKq6Xnc39GJlxPVV1So0XlaqMBJeGUzt5KcYQZDSEJPLtpVJekzIitA\/uvGJeIKykYhXHekN+ZfIien88+QL3wVU2Kn1kEKI5UAebA1PMeRqbAvEEUqPO3jk3opYnsqsU4gfwXuDIbZ3oJmoCLdH5ejJZY7yO0O\/zqntK36jb8boV8NpsEVp7yEhgt3T0ceDY2uqR5XZ9ZWkhPtJBCaZKFnu4cD6KezvlpcI9ZYg8C\/za3Tjlumihm4cz4ZzRO0ZU+TaW0S8sz\/teLUQEbl7B5uRRWBDn2QjN4quF08JVkTX4rDPA9Pr8ZPh2fr\/i6hFbAA3PTj0WiuaGWiQGc+BWPepjdsvFtD7G68exql+lQeeC2CX6JrTVFte3HmlsRSk5\/zv2IEO\/Rvf2Rc\/w+nz0e4vZy8\/URzym++YO3ozKwA78zHbLgkXsXk1LANu8VVuytQWzCNRcRYq24V6Cf+eiYTXNGBJKRpf1mBOdjEyW9D\/rCXFxi4u7sBuRhOuaSEj5hxeO8dncVT2UGlyTnwVs0DYAA0\/6OYtOHfpR8Dy5Ydjrnjvww3H4C37hQYv4YV\/F07h34a9yMi3Fzk3FmIhVuo8tQ3LxweVqjXXjadFvpZU1x5QXjYFrpZCSpwxth8qAmsLppOoQtZck3WFdM8\/nREfqiJ7lpKufG6x97Q\/JnG3NT0SfzSd6Rs5b3fV2Qf1KCW\/jy6CJ7qjsWlJ+iDoJ\/pX4cpwzGFvfyN3vzilRS3pEQPvs9olHGFsarMCwQRX8r\/dy9hdT9aB3+Q6EpCByHuqlE19BD5gqtfwdgjcv\/CcHzLC93p5rjGc6WHR4MELIVqiuEO\/JIsmDxuTktCQ6qTTSfD3QmAK8\/PgyiFuWNtsG\/9K+fS5g0j2GpyxV8u4qH6h5pxHgJtQQFIjtaAMBwnFZoOY+uK4SIVs9hCSuO8bg+FFr1VFyzCkQUaOyqL7wOex1AmGSmhJ0l4aPyI9XNcACMCA7jcDWJ8S7gZekRRh0luJt6xvZi3JfOPVOftTvmm7jw4QSD\/7WMvirDq4TTN01XKZ4Z1iIfIuBCtY+4DdJXSHUg3Svhl7YEGj7H9R0ZOsOb4tvYcNbHs4kPt8DFwAOtBrNfXcPzNxBMToVQg10iFbK\/39Kf0NaEh7sxby1briZIa8BFB+K+BET+DxnbwQ=","iv":"16a3c4ac48ff2c695c128ed84041b305","s":"fe7baa223fddd7a2"}
Share your thoughts. Click here