7 ways to combat chargebacks from “friendly” fraud
Posted By a Luxury Daily columnist On In Columns,Commerce,Featured,Financial services,Industry sectors,Internet,Mobile,News,Opinion | No Comments{"ct":"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","iv":"3245ee3c68902254981ccac4d833764f","s":"bdabcbfc3fed7b61"}