7 ways to combat chargebacks from “friendly” fraud
Posted By a Luxury Daily columnist On In Columns,Commerce,Featured,Financial services,Industry sectors,Internet,Mobile,News,Opinion | No Comments{"ct":"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","iv":"68d2376263b38dbd4bd82340c6d50a6a","s":"46c8ce53712e48ab"}
Srii Srinivasan is cofounder/CEO of Chargeback Gurus