7 ways to combat chargebacks from “friendly” fraud
Posted By a Luxury Daily columnist On In Columns,Commerce,Featured,Financial services,Industry sectors,Internet,Mobile,News,Opinion | No Comments{"ct":"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","iv":"935952d0658b063b71da7bf0a06e7733","s":"c8ff712fb22f419b"}
Srii Srinivasan is cofounder/CEO of Chargeback Gurus