7 ways to combat chargebacks from “friendly” fraud
Posted By a Luxury Daily columnist On In Columns,Commerce,Featured,Financial services,Industry sectors,Internet,Mobile,News,Opinion | No Comments{"ct":"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","iv":"865609b7e0d89ce4925836fcdede12c8","s":"5eed90003a9101ad"}
Srii Srinivasan is cofounder/CEO of Chargeback Gurus