7 ways to combat chargebacks from “friendly” fraud
Posted Bya Luxury Daily columnistOn In Columns,Commerce,Featured,Financial services,Industry sectors,Internet,Mobile,News,Opinion | No Comments{"ct":"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","iv":"7929c15485736866334d252db369f86c","s":"e19420f647ea0c4a"}
Srii Srinivasan is cofounder/CEO of Chargeback Gurus