7 ways to combat chargebacks from “friendly” fraud
Posted Bya Luxury Daily columnistOn In Columns,Commerce,Featured,Financial services,Industry sectors,Internet,Mobile,News,Opinion | No Comments{"ct":"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","iv":"6e777f79cdc696505d7e6605a077cb2d","s":"35ec0163564c5100"}
Srii Srinivasan is cofounder/CEO of Chargeback Gurus