7 ways to combat chargebacks from “friendly” fraud
Posted Bya Luxury Daily columnistOn In Columns,Commerce,Featured,Financial services,Industry sectors,Internet,Mobile,News,Opinion | No Comments{"ct":"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","iv":"16e712641a1a3b7765fbd4e66ccc16be","s":"779ff277bb0a5859"}
Srii Srinivasan is cofounder/CEO of Chargeback Gurus