7 ways to combat chargebacks from “friendly” fraud
Posted Bya Luxury Daily columnistOn In Columns,Commerce,Featured,Financial services,Industry sectors,Internet,Mobile,News,Opinion | No Comments{"ct":"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","iv":"7f316e58b1afdcf831ed65e9cb528023","s":"aaf0a5a355d2f7cd"}
Srii Srinivasan is cofounder/CEO of Chargeback Gurus