7 ways to combat chargebacks from “friendly” fraud
Posted Bya Luxury Daily columnistOn In Columns,Commerce,Featured,Financial services,Industry sectors,Internet,Mobile,News,Opinion | No Comments{"ct":"ZHgm98510U+rwJ0eLRHsEmTDffiNyBU69bTb1BBFeR3XBcijQ\/7Kii0caL\/0gVYd0B8S\/S\/Spqlj2oaJErfuVksDwhGk2VNN+92RC3zIRMUQ\/lSOEIsX0eERC\/qw1hymK2j4974X1IsJndAdGRQruP\/XfoM4BZJM+vlf7qby2937M33+W\/MtGjbS1VMUFu00pzoe\/BcWZUKKjIrqjEHyv\/JJYWqexeSDYSf9MH3IXfOI5HLh\/KMpyULohJIeewQUC+Trvy12bANtZYQ+dW8b3BhpHZ6N1YMT3zJfuFRn9VEFomB\/8NlxwoJgOqknFdOty\/MzuVWbQRA5x6yKinq2POWTIEf1ixbZrw633gL6n6Bl5qlNeDYWrGRE6UuR2Ajvzm7Q9dZ\/\/p3ddiUqSz\/C8hkKrVeZmiajgDWCH9M9K3kMoN1ORkS0JCALny2EoGI5eeRJfloHdptmk3rj0n5GARwv43PAwj3TsgloQQ+lKz7MrFme3M9mLwsibEzfAPTeqE\/5WxQfDV0IgxPBCYkQYC2fboxQtzgD+yedNflASu1GjMfaVytJ06L3dFeXNIEz0bsrI+S+Br4vVZrTdj7kazXsJOUms26Ls+ueTjlSxWtyv79KjeCU0xz0cxjlojfkp+L1tRU+B5JiN9eIb456A65Lo59c36+X8O7M2IrxCWVOLKsc2MKN79bdb06VEDRoQCOVMvcEI0krSHDADIgz6o9Yq5RLy8pvdbDyjMFWLKQM7Th7yzY5o7WFyko6X5n\/3LGnF0gT1zU0zrz0F9ZKNnn3cCBinH+10l7bSE+2nQuX6daEnMEZbTEjqFZ1aYDp5F71D6RL5br+NsArB9TD\/UXHk8\/W8u9hiJLo7grlSONvLSKmSaW53sFUAekLCdZPoQm0Yu0Hz\/zMEL8FbJuX2+5kFYPOpooh7ix+KjVM\/bDp6rbzdfranXgh0ZBMOj7cuV3WjJtHuzqBC2xDHTSGYafrXCiYa2RmRxKdJUn\/uzf5HNLyBufEYnEHc\/N3dadrOGShQSP6ObIZ7FMQhCWxfplSoBfEn6Jqbk3i4cYrkxQa3kb6DDrzZe7CUPYL1bX+aQk644xoYLnWN8qaDa2uiAe2Hqyjrn86xpISY2AveSqAdrv3uhOFhdVtWs61x9JxXf84qEIAejNWD1GLIsPYHMz0cKyRnIwoQ5zgsq6OPDFAtXlelBu12ib8aOUaoYmepnCS4mun7egh68v\/ovro7jMd3opxxAqpqL2tFAc41th4NY04z670ldcC6eeW9X5guRUr3BWxu5b+HGelwt+fUqk\/K2Chs\/QvP38Q9RUyDY9\/Q6muIQ2RenqbnpoklbLWIyJlI4wc3McNGRIS9AK7ig9RjACLOt3OUzDHst83bccLPJFCbVixHR6rn7kx\/pOLo7WlqYfRHal8WC\/zG\/mOM+\/aXX2TW5b4\/YXTMC8cAjkV9aNEqh1lEhzA4\/mNVYEkVeEBS05E0A7IohVeMTjjRR\/mG5jMwuY7yn3CcGBiXZJ3rmnpeb0oMJKMfVa\/yYMoz3A7ZPEPbEOewlSG1E3r\/B7M6YV2dhORoESjjZrzz1TPuhkAUDuBK5R28VWcJb7SvqD4rqgqBjTqtBX\/7E5u2IY7cY6arr+PDjS7JUOpk74cAAKGF38\/+CN7gOhPPnwVkTD4vfhB\/h9S\/+w89LrGFBxiQqDqWrawjHNAh+ukutNlvmu1rdakHzD6IVdsXeFzAjtjntoM+dvcZbn03eQ+tGjy6LmtEFLmkWGz8zgpoiJiDbXqy06q9XsaelHVuUfCA9OmAJA79b+8APtweYFR3y+YuSG0XURXa3+ejG3rgAg4k758NQl6UZI3wPUxHcnyo+EvdVBErAqX9p5GfhUu0KuuOJ0SgdDp\/vlyIHUm9GwuUHjDd6eoNo8iP0Z58II\/8+stdTQgPTtsjuXi7CoV0ciVJsfSkrkOakKBkNQcl1zwpiV022cPLnl1wZeH6nN8yPd3WMVMG9JetRvAxoclQpTMbodTdwOket\/cnpPZKkDIoLNgFNqOYxpE3\/3hSX\/cXYM5rOzjPKY2CQPWzouUBB1Xny+DxxEq\/20h8QmiJL5TVfg2+aKd9wU6aWzWaCV9yBOt8+IKxqhVEDyFsca7kw4HbLSh46J7BCooH8XAcBzzsxDa23ChrADpZplFBAvaQyOUzAbddj4Wvno9y4k0DAYJIMzFpbkSTPlnub+iMTkA0jYq9FTCsY+EBTcv+6tnkePv+H0A\/JHOEtUxDDXWMMUdlHo+u3mmjnH+dZDxDKrFiE6XQdRoQ67FheV8AOd0FMDsCi0r3bP5tnOnUhLxO3EokzdjgGEVAPE44bsZpv6DOSyCfk+yem\/ey6vseOCf9XwCPvLstGS1LNlwMo7rWQIFyfuirJuYqB9eOgq8P5OTP6Dk\/gbis\/lbhTg6jiNjAIgulcDgsChBxGjd\/YwnWs4AE3g0nX54abRrf4dhEqiEPcUekhOhAxWgLw6+zhK\/fjbS2gk76f+h3haaIrmAsrfHAYIDXXV2YPt5onqfbxOdtp9hHXOOg22+7YEbD6pe4CDt70M7bdvrldpoXKJllS8VVNg12+mDApdDmz\/fs5damBnsGwQyMkC5NOLcOXBddxPae+zqLuZ57iI4RB+GHKYhT7JK0K\/pDLceeEcgpr8o939h3oD\/q8+Ev94F7URSRxhxa8fzgU2jzL1Bioapl\/IwNxMfDFDwQ2\/Pk8wIepCsFBRt31HLX76LYcKTfGjYFH8MFRbTrRDEEheEjhMUFLoBl4KGyDwPfQ6eFZpqQNcgBNs+A\/dJvnu3TI9gSfO1BERLFVeOB++SsAAMnBbdfyVCGZa0kEJZuPV\/sFkqtJGmbZ5reH77d1IQX\/p9xBfgV9iKIsOhNhsvC4aKKC\/Mv1PGQBs+MgU+dsKKE5yxw6KC9SOSiyKUMAt0pHEMaxwXmacmzNe5Zje+02bKmeS1g6FIu+0qnVNsd699WbJeRY0XrBAWQwaBAiJgCmDVX8wYS3jgxrtgL+V2t0j+qcg1kxNrGiSLL45IU3UzRTbrL2c6yeimHicfKZmIhtDYcAE3naB4Ix1VNRyDX4v60WG97pFRUbiLPt+ZEmB3gsiE6WQdIXSawpb6w7LvWDf4FfnSrPpNr+N72iLJI7HNEyBcjS3Avk71zKmjFnojJfKEqXjZ4syV6zJCIAMXtb\/ESlhJuvBOFxpH5QAvqN2bbPMF8DheegoVIOp2SFbvgDCt4P\/glPnOAtpudb2E7ZXqJFNsghmz5y3MN1zaFtm+KuqTbIrKGu84gWbdwWT571q8qzcIoXWhFuDtMDd1l1a886gxVnNfkr8hOKpKBXvfKezOOM3z7p4AUhmv8oepCEDmii0\/2e\/jIeqU3WCeJ43iK1qCjg6xJYKFTXxycgi8MvXgd3jirXlY0FBoDwXz0T57AwsLFqv0EapzxD85bUl32qS2HUqKa6foPIviEqJwY5KE8Dj3vyEDpdJ1smlk1o+dWXyu9krVob807MOLL5\/FRQWQOsH2V7yGxLGYTVJcma+fh6nOzHFbSlr+Tg33BcZ9+HtbuesbU1aWoM4hSSYGDkNJ5d9YyrodlfReiDB2L1ScHw1lq6Q87SF9If\/wLJsJVFhEeJ+svZgm2gXeCluxo8UU3v7y0Ciiczii0JfpRIciouOJXuvToNqIQZKJ1Wxv8dY4yGEfdaZUdyrzEc3GiA+F2SEQggWKdo1JCdi\/YcWOnNkcMgZ\/uvL5SuCsJe\/Ej8RpnA5vXmptum2geerPxdiGJZnTmIh8iRFv3SYXdWVgby3XOeBhFG151Xo5jj7fUsAdDqSzOta9BTVYtYFOp6O0Jvp\/Hdl10WcaI4vV\/vImGTP5q6ztI6MqhbD9rirNNIE9hFzfdmxytsxuoI+63K7vseQrHRpb9QKnMg3B0TgKsrPQAs\/8f1o3x+TzWn1MQijLF13TXQTaYiXkgPC5bX5LDOUR4XRf8g\/+9FFUhf1fla7+O99MU0nRfO6sgrjd8XYy2ikk273z6yZp7u3cQofebf72NYmWVtPtxQN2vCghYKoZ\/nUvgotZiEr1JXLyK5iyZ8wopOyCklgpsSqJmQGPh6WtVsXECcC26fXJxpc+jXzYVGk8Uz48VFKTWUoIefpkCiBnRZnumXPOu+nAEWprEnkfyOJTEXolvzEHtpuEIt8gObVCJ6TYyFwMC\/sE1UXUxtcsrJDquJW8Cn+2PHsxh8eDWLJD\/i6GcBzioOGoETNYJkje1qYEuBroDgPj9GkeQt6qbr6056EVQ8e5TVnplvVDB4tx6H4Dd+VsywnZfeH6R+1gaED1\/NuK92CpFRDZ66TsFOG2QIRqyHG731+7yGpL1vM3ATOGjukeKyY4IO7eKuUtLhh6mtzZZLteY5l\/VzFbSVXHbf+Vho+eVgS\/yC4xZ94XD4U8XDOYwzZWOSZw8He7lcLAVYseakEr9iKYAcWEj+M9QRicgM1akUzU6cIzr4TY+bxDLcbU4CAq0XEz+2oqCOiOX5exA3M6KkVBqAxuCdLsG3zNsHm0uIBONK8UkzuZIEiOIHbOIvmZaaZPOQyBfWD7smPIYn7vveyMyZFdOIB9LEBsZOc67dHUi2rNnQuqd4GAo49kYBN5vb31QWpUVe6LoGR4jYz16K1MarA7lsMC5gRD\/go61udKMAyV11QGj4J6cAmgxEKQNxMs+iSADRr6eAzwW9FpeoN4GQwPwBATzFIm4oNtz2J1GEc07y4L\/rRJ3wGEJZ5iYC\/fzayWROuEfHFFpj9X6LpDco6lgITjp9IcerIlkxy8oBkETXz349DNHqwgYqdobuuHMRBqlqSYz5EiIzxiQ9Iqv4k333Sj1axqJRuvoU2IJcbz3ZRVMLqAiuMWGLGVvTe\/1lHjvWDU4tUcFOuRGca6H\/jdvBQyzUrbv5spJAhNoApEeObFnm6NPwEQVuPshK6m6o+c+QYUIh5qOMLGAHAb3XXNBhnoJ26o0bTijo7wKz\/98NUdN02ccQoHCfIsDl4UuU2ECOaMYxesdXmstfNTR\/a\/c7DeYAB5tFHvlyvCWDIkBLUMgBBNtg2jbcfcYsMwWzZAD0djgadQRQyc1GM+YGoU5PjVDqGUAQrTPrZQOoUxs7O4\/6LGfsJR90TT+gY93hmuriWSuqgq0tZ1om8R3Rj3uLYt8Tb7NmwLo1wnw033yfo1x6LE\/w\/SITrLKtHCDcQypTCdS4WuISAQohF+K8\/odHgMTYVPxCUjJeJEVgXa1Q814ULHGMMntaBYfyRJlhp2t0GzF22SedMFVGrJZf3DJKQLJH6YG9rO\/nWvkC2+yc8slL9QJTRjlSJzMMQdvSF039suvx0RhBMZ6KyNPTSQ1noYowFg2BL4GnDv98w2cKS1C0maK60m5RBpiVU7vUDQTFwMS21M5pCULy\/3MYxq4xWh6urIUjlzO6EH1TjH9BzcpijlQDDkaPrDLutxqKmDB\/5iQ5nL9X+UPCN3VVXjsBDJpKgQ1dh7+\/dLkaQYJPEwFD9APYWFywPVPEmk1puAd1J3tPZJuT8qMr7FahA9Xi0An2yBcT2ZyEzjAtK1UuRG+zBaQdh\/lCRlMksPwNZgwE5d4PLtP2vkasyAS3K94FmS82X2OtLtRrmZ0oO0kURIsjYMzIkefBTXfNsYuM3Iw8sMg+TnLHp72GrXqewHjxLUprETw0DlBpQfMwIMaakngTmej1rPc6+c+\/NqcpWLgZydM4ZNpdYBP0rcWcinfCzw7ZIANHrjqXrH7ckd4J3UwQfrs4nbOuWBLna50F6GEma0j+55wVLpJ+XBMJfyClpXzF6BFtf5WR3nO\/DnTIvBHYogHtav6wgRbTlC7XVreyAfaUA\/sI+\/EnwM6qsgdj5VRNeoXAyDlnkBIcq\/Vh0zZbANtkf4kp2G3sVGiHntYhFnPssQ8AbEUmFq\/JX6twwRPhCRfWKmZmUQ476PbJI+DMTzWcQxE1c9bhM0pZXHa5ZjfC8s0DnJwkSkrwbZuhY5hw4wgVUc\/sUN2CTpJuAzUv6OzE3KCdxzJYvMpG017DdBMRBhAkWEr3YxLSmA9Uoy9qtkrZDX8BxOW6xgXr\/AZ4\/\/dk24EJOqih+APn\/p4iO89O9GRXx+wpfJiqjDU3tUWHzKBm62et5PdXNRSnnxGg+2lRVW\/S7A3A\/nhXhL9GhZ8oveoUK8jRVxmNBEoTPgEx7bTRH1c6HiWRvUWJsBdcIE2ujV+Ua9Bn2tgkaoL56CHf62NvH7p3Uyk695EstAG2BKnJSSgvvkNmn9I+i1VLkxJ99VWz1i10T1YC3684ngJHLDPNYl0LJa0E+ggURiaxe21X4gi2Z26nKufQ1kyQesdqJXxRolz4R1LCPNV96Nx8kbuLk91EDj9HJDxWNNlkJz7moxvZ\/EyJdawNYPYGGpKTy6K4Jb62ekA4EmS+p0mwLaCvECXcoJd+wxivTIVfnvUfcmTflaltYpvBtcIa3Q2OYDK7uZdc7Z8MpK+CDBrbcDHjEE+zAm\/70XJdeno5hcC\/xH+v64NE0zxFx9\/RFUFyDP6CQitFGQlRCsiUlvjslbncwN6Brw\/+qC3qlPwQLMFX8rKysrzniD2Rzld3O6ztNWR+otrpxlzFIdhSVEAgZa1DST7odZlzd1AwBiIRzhFnBu\/LpPGn2KuB4Dbb3viflUelzTC4RRNdmyXa9e4su+rZ57mcMRVYiDnA4BTZp9YCcBoKFefWwrDI36wvMwe3VEYspN3KISl2ZqihNi+Xr2ujHwOIRjlWPT0dtf2kOF\/rWVUaX58RhVuu2jkU3rporZFgUARZLw4pW2B3thn3sa\/lPxnbj4OOjubZjxPI33F15tijprd7QKzMrf4dRdu4Wuhh8NrNkiO4PgjxX4AJX56dkOkQop1kpCniJ5yK5J4tJ8CnBiJoY0HDzs+q14W22DgOM74pG5EiOp8M9GwFjhwNyH4Iu810CKdF9MSlIoU90W7kxpwx2dJgjUYHQOMIUaMKhq0gsJkHtgArPcrmtKPWkd0AmcEQ8Dnhc128VYkBCE1hK13FSOXyRdp3\/jJll84jBW9ZSWMuzVgQNdDFgaN9Bd9mam3fVYbSvwbXiZwTUzocR4TKjKgO3JNwMZNl18aUx8f9gL\/ovfUNt\/\/Tz7f1Kb87vCb8z49ZlTnpnX8IwOj+2UCmXKke45l2KSfQ0YBEGZigbGH0mx4q2EN9DC0XWytDMcQNYGUZP6n8m\/aB4GyaeqdXaDxrPZEsJX2MqhxFnIIcdlBk+7\/CtnebSYJselKah0IK+et2QsHjheZ8updKAI1jLwiu\/RNFPziRcwTcZiqsWWuCamN5iSn+MqLAzGAqYXt53YL1ikkhyUaKNk3t0kYz2TUPpaMTaT\/aKi5iOQRf+X2Zhp9PZAzxF1rHaXZBgkWH9scAxqEhlSfLmMG3sIwadujOvjF+TKLkRy9Bt3yl136M1PMYpseMLikKyloJVpA7OonJ9HWh7H1GKUgpMkEjTF+7SfHrUf48C9iaSXVmTKsr3B+gac6rUbc0SBBKhCffnUnR43bG20WlFyR0obBVWkAsFCoYuaU8Ojb666Pf99Vjcddjrfg7QY3Z7+crc1DidcoaWJsdRwi7O9Cp7\/tkoGn7h4OSE7AlVq1v942xqNCszR0K13Lde6+ojy0iOCNe3g0w6hrY0FKqha1fk05PlfHwuygsmiwD76P\/j4kxoekg1ExjIrb9WGsfwHjpeUTqkFTSWk3mQD1OlL+ii1r69aQbHECVu+rM0DlAag1+kYB8zo3JPdN1\/PyWLFXMUDnDXsNBo6Epm6qbfZIePYxq5\/YdVoizk3ZaxUAU920lEYH4ejrVmute7wnlWqV3DY7g23uK6+AyUPtM5B8mYxMPNcRz3+B0bwb5gLSFZQSbgJZ+ggU61fQPjIHpiPtvnUa5QIccHZw1jwptrRCXFHynQ6yK2pUxuvxR8sDnOdBG22jcSKUkleW5xeT1X4H6L2h4XGhPwulqOgKvd83cC5lh\/anDtwEiOVlK\/4pCeW286mc+tk7OeXYWB5mnLQZLey1XiEt3Y8DDp3Dmc74\/MBh7UUtdF56XHr6uaJAQSonj0jKnuBSRRmqrySk1iu1+ce0G38KZEG5WeozaTsazkgunkoI6WuKQGEYUBmPX28JsvlD+D\/FBE+ffsQPLn7PUnAf7NtIhrTQXtIujbw2mf5b9T7QNFYGZCRda3pYgds+VZ231VVRB6ixGWb3aLF2sBr6XqswRyPrQJ8l77AAsTJI0JvSZTUcAvrvuDbniBl97bNvNQnaqfc89i+W5XrPVyNoRPMlsb3EyYB3ozZv9ZcofAxYCnLS4ReBnT2I929oxzVcKdFlHyyMYCXHEldlv+wBKIIn9SfnUpzh7ebslHAuqQHfv8WbhgNNR5sMY1adeJzDvugp9pP8hnskP9mLJdDlx+1R4fm4ekCRS\/BoKZTvMGYA7K2PWrjKmWmReIBRUBIMJvkNu97U5UGhlOJe5IfzlManwuU\/VvonI1eZOTFcQ3PaQn3XseNbSm78+qpD4U2T7LHnZP9imQ2zxOemLFh6KIqzZRN9LDsY3zoXqYH0HAhYiHtPVlDgoO5xEb8UDkrz6SQlQ9LzXiFb9LOYOFnASVjCF0vU4PnoVxtYq6AaHp2c8+NaGNGaWsOzay4S3Z2lrbPgXpZ217nV0E7o0u07sWXnuQ8pZVBKEiZ+PuOlvPRrzGU6Cu\/hIgIk7v9TmZvhSqMuNGaqx2RTwY3w+k=","iv":"47fbfd07f6223548c3a408e78b68099c","s":"a2c79bc53d9f2961"}
Srii Srinivasan is cofounder/CEO of Chargeback Gurus