7 ways to combat chargebacks from “friendly” fraud
Posted Bya Luxury Daily columnistOn In Columns,Commerce,Featured,Financial services,Industry sectors,Internet,Mobile,News,Opinion | No Comments{"ct":"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","iv":"9f935b5e32890083d7d459d47c6eaa70","s":"40428400faf34547"}
Srii Srinivasan is cofounder/CEO of Chargeback Gurus