7 ways to combat chargebacks from “friendly” fraud
Posted Bya Luxury Daily columnistOn In Columns,Commerce,Featured,Financial services,Industry sectors,Internet,Mobile,News,Opinion | No Comments{"ct":"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","iv":"e4d39032182ad60b0acc42b7cfdd824a","s":"a030329e40dc32db"}
Srii Srinivasan is cofounder/CEO of Chargeback Gurus