Christian Warner is director of domestic policy and corporate social responsibility at Kabbage Alternative options for US consultants and small brands not eligible for PPP or EIDL funding
Posted Bya Luxury Daily columnistOn In Columns,Featured,Financial services,Industry sectors,Opinion | No Comments
Christian Warner is director of domestic policy and corporate social responsibility at Kabbage {"ct":"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","iv":"080a2511ac0ddb1dedff9078cc3775e0","s":"4ff6f9f60ce8f8d0"}