Digitizing stored value: Challenge of going mobile
Posted Bya Luxury Daily columnistOn In Columns,Featured,Opinion | No Comments{"ct":"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","iv":"39a1f5ee37140b7d045379d7d40a78ad","s":"daf707f16a2e3965"}