Financial sector and banks must adapt to survive disruption
Posted Bya Luxury Daily columnistOn In Columns,Featured,Opinion | No Comments{"ct":"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","iv":"ef9c622601f2db69a22fa55a675d0e29","s":"c925e158cf3ccd87"}
