How behavioral authentication can reduce fraud during the holidays
Posted By a Luxury Daily columnist On In Columns,Featured,Industry sectors,Legal and privacy,Legal/privacy,News,Opinion | No Comments{"ct":"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","iv":"c2e20fa7dd803c950e16ed52c8075e61","s":"fc1c0ad5a4ac2654"}