How behavioral authentication can reduce fraud during the holidays
Posted By a Luxury Daily columnist On In Columns,Featured,Industry sectors,Legal and privacy,Legal/privacy,News,Opinion | No Comments{"ct":"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","iv":"456d556222ff8e7513a8b76ba02ecbac","s":"1d34f1f6373900bb"}
Deepak Dutt is founder/CEO of Zighra