How behavioral authentication can reduce fraud during the holidays
Posted Bya Luxury Daily columnistOn In Columns,Featured,Industry sectors,Legal and privacy,Legal/privacy,News,Opinion | No Comments{"ct":"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","iv":"4c1c3923d5392cd95aa08b1d870cab1e","s":"7798486c556aa382"}
Deepak Dutt is founder/CEO of Zighra