How behavioral authentication can reduce fraud during the holidays
Posted Bya Luxury Daily columnistOn In Columns,Featured,Industry sectors,Legal and privacy,Legal/privacy,News,Opinion | No Comments{"ct":"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","iv":"f65ca318a22377e7050a8c5cd1288425","s":"733b251b33c2cd92"}