How behavioral authentication can reduce fraud during the holidays
Posted Bya Luxury Daily columnistOn In Columns,Featured,Industry sectors,Legal and privacy,Legal/privacy,News,Opinion | No Comments{"ct":"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","iv":"e1252c6a4c087c0b33833636df38fdea","s":"42f4d01f73e3f9c4"}
Deepak Dutt is founder/CEO of Zighra