Personalization, gamification top differentiators of loyalty programs
Posted By Sarah Ramirez On In Featured,Industry sectors,News,Research,Retail | No Comments{"ct":"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","iv":"dd4c40cc12a5b204494262a1acc3d123","s":"d81a054e6a097fce"}
