Personalization, gamification top differentiators of loyalty programs
Posted BySarah RamirezOn In Featured,Industry sectors,News,Research,Retail | No Comments{"ct":"9fKaByjv1Qn6cXTKAY\/6oBXoj3zb7uSaM9KYvfpxiBljsNSuk9pAzz85e1BWFCoA\/lAdKYFLl0DpKIdPx6hmJ2nu22P4Stsc9Q9bRGyGAPAxaCzTXVFc6Zw6TbUvcMumB8O5rMqu0IL4UWqYXv19qYMNchEU1+1Bn2kYTu3+4jOGhubuMzRgEuhtyvLtoBhuY3CwzJDa4\/TYEpgmIc3VSr3HBm4wLS2XZqt44LvSfIxpTHrwiUXzSB1iKwsf5JxrPCOOdGzXroV2uwFSBzBLNXt0UVenBkoGEqXul4vqViB3S1Lo4TV0l01TX84uDJauLVxSyuJ47Ly7slJKR45XVvReyWO0LT69Du4aGthaLGFaE9Z63f+c0rcFVbTuG7CYRhls\/+D+Ck8818urTg5NDe1qQT9\/rsmaJM2IZFnV8wu1DEu0uEpq7tbtEqeyRoW8svCKpeTM2rtZ6Eo6+VEczt8xaV9s49EWnIxFmYb6Ytcb7rQn7G7XP8sHZ3TCTS3+vor6DxGyZ6hDTMLsUTkLB42nF3IO5eN9l72tP7+EysbyJSNDRbG1hbQmfLc6BIYLbNShkzgDBqa9sDVu7jTLgPsX4RYBLF7FEChcbfr1BIH+GdilG9qh8oLIwuXp8S9XsSU262n9RsuP4fEf4tu2WlSjloPALnbKB4E8N09lGwMMGSqtn8YjXyj8stRH8aGW3DaRw+y2W\/KwN07CGZLCvglRFwLXWrRXHDEZ6SflfFE9epxQNMgyvQRNu2746FC9XwdEKsr+lJasXP9sx2YPkI94ex3Y\/QCfVMfqHYFnvPa1biC3RK68kUuMgN7MWjI1RPK5ufEicsD2HSZ\/l55fdMTRSTz7uqD\/8Gh4mZmVWTUwDdlzhlGuBS9QC\/zBCezEkOi0GskrH5\/Hjd2tcOqHak6x3MTV4WTXfkv0fCaBvGgp6swog66R0O5eEdJuBL5PF6ztDEfPTgUrmtGPZKWrKoWngJHgo5Bo1EJ9pRDeYv6o9J61clqPUr35GVbKmqsUZv0eZMimXksnxJxXWPFTc8AS2G9pIwH71Q2aVP0MLbChYlD2JbiDRZvW788Q7inOoXpeni9\/\/xIgBxpEloGWGLwbuDfiAtPtD2CGaLjkhpZ8fCTg52fyICqiMP4GfUFCwZoxMC0dIGew8ChaufZqOvcjhzzPy54yr2yc+T2bc9dOXiJfMXFHIyJ17SznWtEcOMGZ45nGPADv8YuCUrch+W6H8Qgoe6SwIakFwHClmsCz5Exv+jpGkAI5XxDUtQakgjZD1kHYBRLmN7DeJvDw7NFmaJJ+DkE7yIr4dvDNau9qC25bXP1Mi1KD+h6Ro1d3LkYj6RCk6ocEAAShFvyxAHzUPwBM7TD1A5C26AuhzFysXTM6q6xh6Ukj14sAFzisjqtqbuyxmAAkhizTsqDUt\/G5j0\/lfmzslWtdZuTnVmYt2SI\/bY1s4uXqxvTz\/cEToAEE+PD8orTQ01gpQdbd44gGlJkEsxcqcVA5UvvYLzQXYreZNpcfS2Db4xfUQK7\/axUpy8mkfxejEVXA1lq1d\/+0ploqPPTSJs7k4tHKp1JE8T628nVHYN6gi0+kBHDlem4W6BhhRElZEUOXaOwHjLluUs4cMTEBTrdBZsOT3bdAyFFAt\/HqsgG36t9YX8+kvjq4PKQRxPzbAxmioYG5wRpFu34dx4\/GPuCJZuKO+dQkwRZqDYsHEZqGy281MDzV50jWpBGjIZTSkBovtF9GPcbFlw6UaYYhNwIyQbUXrjrz\/Pt\/JkZsR+bSEEbV9cCDqlcBwKv2VSJI6MtaS3fIzTY5MDd6rsziFWFTmAj11XzMgV7L2Mzn37Gf1GMWoAJQkZMKJTQNLU2PHAej4x5uSQbS67aWt\/epFXpJ6TymiPMozsigEvhzBY4V1V4TVx\/cyt1FS9ngh0Wn2+GchYkBSkZbwC3EEt1t07xqtv7fMNhOJyv+Wk7JkrreSyb3n8JAJv\/XJHNnMTMMaQNK9MQZf+dPEFykzQblLgHpNjH\/sPPoSKFEexhnQlER2aoSRmsZSZPzaU\/soomnUOgzKU9Dx1KU1g2JIxQP+Iw6rZpXy28lXdwR8VARb5U3G8wz9L73sXXQAK9bfYbHNIxMMnuc+gT5v6XxXTMMAjeOPWiHllx+iH\/bFljjYHLmW0lFHuo\/KoUhMMadrCj2Y7LSEkmP\/uqRFxKlMJTEBlQ5RgrIGesT74wmsQBCpTX\/b7eVsEWsfKSJCNSyTCGSOnx95nEHas7Ry0kVZQ3xi202tFuYCHhqodTZW8f\/S+gfYvjYS2RIwQZrD7R+a57VIcB7FKhM\/RxIxbitRydqtqUa2A4VS8hiVcFokns7ltkPyCHox9ht3BR76k1+o6QxXGERMzOTTIijxyWIu6KOL8oq4yVTezWm24f88Mi4PPPkcHhTra9LjA4dr0t4m7hag9DyZ4ImTyTMpkFh+9mzYY8azrjsPUC0oW32GLbZUIaIVg\/pOmIS4\/Fgyt6FKoZSotJCLWO3WIx6BMuxCtv2OTI2UsMccNnhkZivAG2WY0qQF\/WKmEKmzA4Pj6KWO7TvakNvivb0z1z8WNgxsgnh+JAPl18+7nefRyitUvzVXNHEbUvSuk\/\/bSgS3ZNov6u+Rp8I38LC4d4K+tSiZD0\/WbKkrxWvWEA\/U+oBDCbwefCH8gRWgAigel5qO6hHD80YfHZ47i6yywv\/\/ZWGvsTvI1m3Rf7iC6rqATyoXfsIB8iipl9iUhIN4WxLxjthsar3Lq2OUwFA4xKy7WmKk1VMhYNLQsnL1XBbom1MEronsiLAsDJY4SitoPiDu+cPkRspqJNrFsvhE8I5EEYQhcw7534aDUkILjp9JHUd37aye2leQXz+pSDHOMNEUfUvaVxfHmbEUgqH81P2cguqzWBIZLqE2uBAEK8Ayjmp0HNnhdfCnJ9s0gYRhj8j66EqMGKTxuR7MUBbb7+tJp+NlXdsS1vyoRgcbNJvJKhpzoqyBs+MMT4dG6Bdm4+skpcMi5s6VSDQYp1\/X4A1m0\/TDJuPT2vpx0bmf7OJwoIS7HtqgUo3bqxtGmaNdJYlAREUdO06CTuajXNYJRurkEAheVkPwwhO0adH02+jlNY8N27CVHMlpLffF\/BEsNw5mM8LEcFuVseOrCDOECHgoXyJIlwuMsD+99ZEgFViXPoTI6a7H7r4AA0wuaeIxgkrunaSvBjIN\/cUoOhccRbk1sPE3SS69+zvK36uN2OG4SLkDbPQ68nsQiTQs9dwDMTwnc7AjA0tHgtRiqxbYagay9SNbEw8\/vOyKo8N0JImSHiIpE5eZvTIUKIqb3efT8OJpcALcNde+h2DlMfpT0xp7VDKyvuEXt3BAG8W361xqfg6Vde\/D75bjjyrzF0iILXAueq0ARIVZt3xltI9qW4i6DZLyhQfE9OjIy6tbluyxER4hnqKbFI3zo6V4r2b\/bzCYRGNtVZNIsJ6ZXtur7cLhwXJnvgKzOj7lVuP\/Qt8Y96Q9vrIz24HbDSiY4zhljaF5z2R2NmBT4sGTp5abQ0Gepe+lYPoqrhd66LThzEDLUaZ3RWLlKP7473Xz2lakrFA7cL1Tn7iX8imh8tf5yAEzRaaGD1Wc9Wfptxcn6DrO\/35jeVlXVoddh+gPfvqAz\/9ITU\/cVj8nhNFR7LrA8+5kNFUwrzCU5i2CAHOk3nossY0rhxma636E9XBHuocKwJ8mN9yAltHYWw4aTMxxM8JFA00zwT\/1FW36KYxSdsv\/JdFbpKJev5NCApRiob4SG7PhphyP7CYx7zOK\/UAz3Xp32wP5+HpDRrHUHGhaXbFmolL7azwgmFOQnuoXkNsIus21pBPWUAIdGWHCbE1PtuZZqk0mjXjIb2+5gYSQe4\/XPexgotOynB8P8hq8\/S6c5u+2zlSra0ePd1sYLte8PhVrV+3NElxRWwkBX\/XPMLPucev8gPxtntCRwTv4Ni\/pR8GXT0sF9aNWueJ2ry2rPUPDFHzc3o3qsoS1I0WKyB6z\/sDNU1Mv9lCnPU+Y6F3EqQAGHvGJ68fYsNWOJBIEh5ahzJ\/Q8NUTnZgDCcL6G3M4B9V36NJNbRlZWcZ5vl6bjd3Xyimfqk8kXJT3BrvRzeZhq4Amkq5CdCcy486ejEBSma+0UlJeGDcHpcfyjFUe\/jrvVV9rs5zMP6mZth6qQbBdvA7rtBjfD4FFO0hBMkhtt2JjmH4ByeZnZnnfnjnh\/1SP2ucPa\/xuAwoI6r90gs+t3YVcnbPS9zOsE\/xOaJggNnzIHpx8RpWCv0I9MTZKVZTb4fQsnguAJ0i6ymLLncFeD1UNNOKDenmlcGJSYJbbceNDJe5F1rbpHt1tJKJfGel5EdQTyvDbN+ek7cJdneAV7GvJoHOoLHrauuhBPskrEWHTRvGAcoYMOvfWHGWfSkIJMY8HYphbrbVBCwyQhucY5EMcjPknUZ9kfyXoh43QmFvpAWtIwOJm77smqGMUpOyFj2+Uyvs9YHBBFmUFEcqKWywdJvLxy9pvdABLC21hdqWTridVkXpvN7nZELsE9Uxjq3Pk3j5QNYSpzOBd6WmUjsNGODtBzE\/jRAoqs8SP+z4i82V2xMWjFl+tXgZ9U8SwqFw9f3dPdlmStWIsz4P0JyI9QOsubNHukqUCZjF0lvwu94O7LGPbeEXyJC\/QRgrnF3NiE8Kfhaex0Pr+2ZQGiF0UwQxaO3kRBkfRnCwbb+Sc+KTF2W5tb55KWeM94QL8WjCQjXPflm72ruAKRjDWmppTMAoMq2qBveX6enjs8lKqbvRv7D8SiXrz0ffhG0DgpUfcIRSCuoT13mKs2ZHEln2FlTqXwKhzs\/XtoGI6FBev3U8ZPYmcGN6kRb1ByxSJONuMDLDfb8I7KO2mbYS66ahC7RhVNAlRSBFQ+OLVJBTUtFps4dOvQOrL0lHxsjbj\/N0M2iPMP99tJ+lzvH4yY\/sXuWB6SrLmjbB4xITI8ukteqre36coo3axyN64gd1N6HknbmQ0Rfc1Xl+rovfdQg\/1687Xkf0XvrSBuEvhkxAr48mGAF4padyg3NUUs1ZuAKvGdEN7o62+4I8jpDmM1R4plLCuk46yOnC+A+HCvEv8c9b0QnAxZ7U3rMkhR2w45pcIZnZLL1lq3dIcUoFgbr6iKrXEs+IB4q\/tIk+ObtolyZxR+mFRX947ekWe8em6Akt0emoxsZwuhRPXutFD9bT8n7BVaAV\/x9BRRTTM0DH\/hhP5zDWdwZM1tzOr0Mc8QA\/t06oJqHUI9FknVTE0DaOiRh500NM22RTBXQqU1+PEZEv7LI3JAzDRpGnNjS9UHXThfDD1lT10g+TJwVtK0YzZoLp7z15MirR00JvTkxwj+CZle8NzrvK943a\/Bel7\/YBr9Xext9J6j3S\/ZEainCYhD2T3tKIjBVCBdZefEi5cMpeUSNzu\/hip5gjQO0bvENk8QXq+xsWQcqZAME+QJxGHbiqZKjClCOrj0EL7CvLLQqeJ4IOMIUWb2niUDGQ0nlpcBr7Vec\/4+JlT\/hvJOFsxMcgosq9kap+j7h3UG9hNgRUDLVLQrAaDUi3lbm4ZWhFrpSEPR9rrNeeUkdqZM66DhoZ8aEPWRTI52aSNDFAwCmS2qTLb4X\/0NNNdfosIZSt1z1B1hBSHqMugWKLLSVWXKbDqoTwvj9CYvOT+Wip9O2nylREu20fMhaV0uiT12Pkr\/Pi+fs1AVoo3H490UaJWBzTxbAJ6LlwosVgo+y2J7kuLUJuwTi+dgjrpPNUk5VbI4K1aQKY84jHoGfOJurII0H1pR8uBIQYmcnzFjrAf0TtRnY5wUJVbzVWKH6Q9lwEK49H36DBEQo2bbnTA3vtP1nptgE9CYo1h01g0Lv68FtMSx9p15yn3Rjqveagen0Tbj\/ywLWjWJuJL1D1iMag1MDh78XJMdQ1gpv\/outmagwhkL3nCkdG7XW9ONdcLXUdAj9PkMu64xH3XkJB79deoS2+\/lumofwKHqP4BLDdP1wtiR3c1zI7ppNi56lGY68B4apmst+xMC+f9PG+V81RD3\/iAnkL1XtIxztl49M3KpcUQ6x0n9UzTXYi9zpgVRWyseGQ+SftcSIRVSWJ1x9wUeRmnvfXTsdOp9i1Uh7cXKVLBpgnneieRp+sPGO0dbl4rFEClWpkbOHoFeePuViiVuaJIb0LkOPK9Ep48WMw6XCTjCKe8TiatNuIqNqP8s4rjkrFOmW4C8olPz\/LORFn3jdpbX9s+994DDxaE3gfEwyp2tqJ20UEamVTRvWAkioP1Pe9TDlhNTJSjSYcuUBxx6K2BgVfoZheaE\/mr80T+OzKy\/QPuimsSF6OurMeCjB6DMq8UbM6rcyPx+I4\/v5HZ65URl6eT6msCCOzQnIyVM9A9xGGG1b\/aOj669pU1tOz565TJWulzEtut57Trp68wJz\/rHctN6Ttb4vGZ+gLOJT7Upt2SnLEnB\/B4lwmq6avvp8TZVM9BGkSqOEg7CHZjUpFEt6Ok+4d7+GePCoCejxVJlORWDX9WIDt3Rg6un08XXfKK8n7ZsrCMhmm8Ftzepy+4jd1gfbrJFozOY4iKR1JgeMZ+epdiS5pqI536g\/WYy8xWX\/Qsz1D9LwKQExdq5wq+OFdREwezTOK3GDTqwNHAWX69hFxcAji\/DWbUc36pncUgwoyFbAHpMychZpo9ZaWdKG+blb9LTJ4TQ+2FcdkFYmZqboKg5kf8YOXauVIxNt8BhtqhgDyqBmU2s84hxUmKYAI9DLDaPfNJoW0bVnpdwP41io5eF2LP2VXP3MJ1NYEvceXkLL8y+PWXuVbsUn29kenQ7mG\/mQxeTDRjH4A1FRYfi4+QEsevdNgjg9vJv4fB15Vp1YmAOyvaezpa1F1tDAXXEVgR1F6N9bizqBkHe5iFd4WTAiVFZD\/ciuhc2VBsZaYEnnh2jV5v42HBMyUFy4aA+2xuI0Ix1CDuV+qRwrF6JmhWGopO\/B1Rn08kOhyLBcLHwKypIsHiiS0lkIKwfptOkuOu9WsGZb5O9UqofBJlvcwLTdCt0MdTp3yyR+VlypJstxi4eUY6g2GPzGXk\/JKk2ymIrZawTfd+gGnT+sDQ3IXkjgUvMihKD5AqPLXzuDfsi7pLUzxqsUp80scX93n9ys2R5qGl+kV04bCIlQ5mkSon\/qZLmUZrrNyYb6I3vAtn8pcDBOLso4tDvE9hk4ug2QkcrVRxzIRxDdT4c0whF+PZ4jOkrsXpJGUrxdNdDXZPMvKNLTVFBgYBNbczDg0KBFy2jiAXboZSykhdjWz8tA5h\/IF+QM+f37p15OeLGofKFOoefn3GyY36fMqoKDmc6UriVyY4RY97aJECUhXa1s2lKKMqaOooALxvyfl7RwUscDv4\/6YP4NwwkoI\/6B2qa7TXpYc7xr4an20vrkHvrN4PtLJt0e74SQWvsiW49RgVwflfWxe7CzffcflRZSPigdUGGDDSCbbJqCEzarp1\/LFUedcJIycn7BLzfaaSP82vcQ2Q2Tv4kusgqAEkWKVElB1LzxWsgKQo1slfKm5IQh1cgylZkx7LY9Ojjsgjc5KKK1rrGspgSobvSWJvGcdbnckUIGEYaF39awNk9Dw4TbAX4s\/MHAEju8ki6hlsIq9chT6FtVU\/XTSwZx5AMHaiqRuo1rhjkxsF56FgRBVWG2cau4Rq1\/xmxNAzbj1SHrrO+j9FPVaWpm6zJM2u9kBpoWgDcziDg6mpHMG8mGjRUUjnIPo2weDTuOUTIr4zvUwvQ\/ZjGMbtjHFOga9MBqoXXizk\/3mEgGul7QMYzdm0jEvic4+7EGDwc1xaqQhWgQkjoR6LghTTRyVb8gkF8MxzadrSutdfmG52FTDSfKqdxDhQkAOh1GR31o7ZtVa+Y0lwozduyrSmKqENKPV1D6hptKMSrOL80DfWvEwmJMJ2rja21FCBCiNqCq80povmgD2p17OAc1cqo9WKpQlqe\/zZB36GijL53o23HfwnFXcliI\/\/qJBYE9Ohu39JQmMNckaIG9iEA\/CiOot\/1xoIlDKSq2\/OdhyvYamuSIQC1ZXoJdkkjTKGb83NBSsr2FgYAZHqnI4T9P6V18u+sPq1X7Hj\/PRVKNl6IyZY1w+jXjJVBTiDsoEx39KIXstCD7bP5EZy48\/LvLKOcNgJfBJfCev4ifpbGLUep0W1oRLSiqKICbI3A2pVSviwkDM\/edgXzM8xZz+CKOi3gylk7E\/trWUkSqzzJ4NFCzYYgsS3NQ3P7YMm57YdJuKhIQ4y+4uqbcbGVgE+ZlcikLKcrQmnG9nz6MVgRlZFozydT+Ugx4QtWTgR6Khv9A\/ZMzqz3R1VhgsQVgWJ+SZ+JtxgkCIUBZTAw0i22N8C1ecvmjdebIXlUP20LUiobsvODOvWUPNbLPRjzJz7Qti8huaqtx5zQAQbDxN\/RnCUVlK7qyENdTVkidgvS+gUXNtVcjghCx29oICPGtbaASgcYleKKw4n5+rge6Lj8imhkEaqMVrrZ2g7\/0BfksJUVmoBaKZqBxLeEgp38CVj5aPEZnUEgoufFDTNfPzHUERRdvqxUVwHV+pS\/c4SFlAHLQu52fVxy9Wf\/nTHMO4DiVt1d1iP9iL9QpNWWdQNn2s82gpbps55NWOMZp2iZBYq669VlKkLL+JS0nXGQ18TGZ65JZdyCtNoHUh8Hd0GOigSlhOzWxLToKVapAQh9S6HkWNJG2N73tXEHDjq8cGPvCfuGx1WHgprpio7IOOTfa9bhHcm6un9Mwy9xChT+QHS238F+5WvOYGTNvFQ0dxNj4Wk0sBZea862E6QlHiYFudxZZ7JgzwDnGppqGHVSSYVFfLwvKKz\/GOpeB4PBboF\/fg3Fgfx+gQVSND7ygzPNBf7PDqS1Ay4hzrru9\/hRbrY9+rH30BG9b2jx\/U3hJNEVs2HMo66BNnFEezJ3mTZr5kvULzpURsEzC7qF5E9AzPeHcGJZMiXkj4OiXSE6w0BDxyohKJgneKttlI7qzghMBn7i9oa0KB7njJKqoUI0RCZlOl5uceCe1SdvemePnPCBRIFC9QU8X0X4m5\/055+8\/qB5O2EI6F0pEarrW+smSmQujY1et8vqsQSTATJDhbp8PWiEXYCbp5SwRzsDmcZ2AOZxcI6xn+Pb40xV+QGj4VbbK\/jDhqP8y25edgQTuT2ETohoonC7ePu5eJLRMsES6h8MRVeSnKhXddHedhB5NJBry8wWPBSD9PXRzK+RTKTRJRBWp\/w\/2jrx8wfoTjBt0BC8bYVLOfrwf1epxEK+0rLi2sS+lagsEiYobwqUUEpcSXiYFvMqnN\/lg4LVfJGxswWmbZ87zBZW1bAwQ37YtDH71nIdBha8bYv3wSPw8ldE5FgXXBlBeQoBLPcxf7kcF97ici6uvUuVmbxZYBPYHu2VNifwdN3JUYTS7LoEuntr9Rwgl8tlb7dSrgFimjXxYEztzhqmeuIvvUQ412hUOzZwotjnSqFLP+ueO5XpHHkSyD7Pa7suh1YENuJOcG6DpS+c+z4ImGJXmioM9SJnGUKFT4voAsJRBN2l4K8BIktQ==","iv":"60d88bb48b10f6f97b7bd62cd939bbec","s":"980f18fd2e7d1984"}