Personalization, gamification top differentiators of loyalty programs
Posted BySarah RamirezOn In Featured,Industry sectors,News,Research,Retail | No Comments{"ct":"sHZU5A8r+PQjEATxOZafFfCJRxr6j\/EN9fJkFVzzwL4yuOyTC4Ovxzon7iUEO9EyhcQq58T2ptGogrpWmIvwi7LEnFIZl9prDVdVIOvD01UMwLTLdd1UoH0kmgwasSffUSjo5hyxZq8VK\/ps\/q3bmLmVwRAYc83dP6NdjojPzFT0rhVUFEkFKqedk3hviG\/7LZjyNynbMc27e+XaiYSGDYDDPfGEyKgnyJ2aCgVz90xJ7N9IHbhHY4yllMmC1xIB2SB9JdDF\/2pS7V3kuCiLUmHM2AWk8yqU3CvnIoMoHLF7zdKQYIcWr1OMqpUP9U4nVFTJ1fpTs8axZsPowQR9yEeEWSsGdFHWQk+pWWsAtb0cKcjNH+qlJVhq3eLS+J61DKhppetr\/QH6O7CzJCig8SbbqvM2nT08JSWxcczhjqTMHV3DNPnXH1x2\/PZQyAg7vvB43zXK7jeOST2PsL06v6MZqoOh1JujUjVD2VW3wyZ4JCYJ88Vpd9Ttdz7W9BEPqxxQf+FGBkuG7hQXK+RPHcec7A5gZe24vcEhTl2rE9CEiUei8mcAn1vBdFdWg8UxBny7ndNIC308ZJoD+VNgDxkZJUdL5Eb1A+7YG60\/yK3J3J3Z0IC94FZDHgAUkdzVR9bwXgB9m1eoYrEJ2GOGL\/+fsllqG2HU4EWKgXrYbzAvs3sCsJvdPnaV+p5ZipsMbp3NLSnd+93vE0PSjp7BvAieqitHyW\/NGRkNmkRbAzlV8D+RLx8rZ3cI3\/BPuj6T1VRsLrxBMeoGGubCc4OjzlY\/49gD5m8upO15\/Lh9EtV27g2HhHwMZKEFsNS7VoY8gaQZPc7x0IWYPFiMKSbB\/zutwsOGS4Cf5UXNpgBTYyicnvgM7nnIKoELifuMiMFThvwubXsZHgMIlRBsbg4T6pHrHE7EG48QgZd1fjrs0THNQ3W7FGVlWpYW6dGXxXcrKtYEuzYQPCOwGwJm6NH890sZNyG2mN8iGzh+KfmyupjDJLe\/QgLYDpkly9MMjgJTnjKUTLsXAU3w+kyt8pomOTJk1OSvkwqVS7REqW40RZmehS5i4RmV\/Rxrk8EKor+U9i3HNnVxrlkv5OaLiwCs4+3nyvV5Ys6OcH3+pNOos0RydRe6dJ5mSBoCsNGpGkL3QLoDa91Ycyo5PEtoWfAfVP8xq5rr3Hl8X\/fnAdfmJ0yaRDCWdBn5udW2ExIq4JjFT1IpxXBreBjVUW1r\/GUHaaoDRTr00kxCw31mP3LsyjS8qBzXYbH20Gf8Wjo\/3bgBdh\/sXiHf3HZWQ0d3dS+SrQ4IMTw6\/C2YG9ExyTqaWY\/ECqWJ0PC8rgNuBez\/21\/dM2mSPvsBHSg3i\/Ctt0lH8Lisc1MYl4fdOFp6M6Lnz\/rCZPMFvQn2VBLaCwmpo7LBYz4kUpI4ejv9xs5eQogopNlk49B9iOBo039X8hO8TM\/jlPUEwvaMxZCsa2pvHwYhx6nPLeIleU+\/xC9FnINyUsJGgtkG6LFfQwzEAS+XoFq\/PUXbMUqjqtfgYGZ7EF6QZARCb3Bve+M28mXfvfL+eloosi53jm7DHIVvsqhdw2oXirQMPaGYYMU6OzXg5ooZ8dOkPthBxQudCuNvHJmhqw0Xn6UGVNfzkUfrjw+K9ltamizRoCr26eeUIoejsbXMOnKBUyPKXkIto2B8q68JpeG0hd5QyEKu+W847yT5F3dSwEcRY8uhisTaJnQ16YyF58tb1yHt\/5WHkEVDihL28gfVIrXTJJEHm1eFGHCWVipKtpk5seh\/a8+h7PFnB27xLSw82PhjzYiGoQANlkie0AsbG4hJC8BvBeeT5ILz8WmSru6HLBZmN8dePaApXqvT1Gq9hYVxT3qlYEYDqzJ2Z50Etb3zOpK9Z78OiR8zWaGcRG9+BYFF6jhfu\/XpQNuxaGO6dG2ASqBBS8mSWiN3yOHJOtJ73yW3MbS0iEIn19qN2zuLNaVo5Gmab3IKW0ePpcuF\/yz2J78EUWk4QXhdaaxRznnlfCsb9STSernTQ+EcHApjD8FKQrR1yCx8iyGPYB83mAm3Ct6CrG574Rd+scv9Ql4Pt7vEUI+NDZQF8THOAGCG2GHXzRALrWHFIS33QaZ69ct2yzwB8iz1dd42vfEfDTwFtT9UVoZBrgoC73wzUGjbXRK73xzwbWqvtkZLNUKj\/afMoN4wBhaL1Iho3\/M9VekMeKBccQc\/+VcaVcqtQbpIJFpAXUko2pxK6CbyY7TcF26UsQ4yk4OnRfOIHyjc+jbR\/2UG+ow387KRrUbaKpt83HkmeCWIk5ogdY5Z9h7\/avYulbnK7UfLD+c0Ax33YUJf2DyepCqQMwxfNJIyWd20iQeeHFQEEejLRidqqVofzKBQGIrNQEvlUezPgpKNJRyzaFVeXOdClrwi4wip3qGBWhcyXz+v8rKPiyzfAXB1gQykr4eiVKI4dJvXFfTfbBFhXMYWa23liWh3T1iqchW8rDjVbPqm7sCgeL9rQtJ5De2+XJhe6KRpS\/fW31I\/48lKJxyj6zp39SmHMzsvAekIvAB7C+Hyb5umrxrrS5hTWCIzcIWHLp+\/LM8YidqmwyQwNeO6cu21POkh+u79D6drxV\/IVXgCRi3JyNbP0OM+rlUdf\/bhlp3ff8chEPZoCEENxnWQ6NwaNlJP8UOKXjojGCD5BYI2BVb5KZgdVOwxj+XdMUuvsCMXkiGX0LlU6tNFEuSTBd+PLsXjtOWA3DhcKGDYlObVpx4wU+7LGtbPlzJnvTU4\/fmpfpyJnmzTmyqZbd5XsQwwouivKRwPjIsYS6qMzeipQMDhWyMVj0MFvIe73g5CJnrdZnrdYA8FqW7B9h0aYcnOmBckNFlMYeAUF7eoiuIbg8sYApKW2vh60dO2CHzgIx1S4PhxwVfYLrTPbY1Sp9EqchKMzEgkf9qLfBwQG3Kw3C9P9yTynfrp+bbeCxwkX1kWXebL5OqL\/t1uG+dsYagtuP8G08rL9kmOzmcPLtPp2CGEAFpAvf1SStyw5fyQciL5SZRuLJ5iHgV587pp4lfypnCScFTw4oJqP6dtKyKGqLi2Dy0B+7C0ScKMEhjXY1+4nVpS3Rxun50zwSNb0J0tWCitPBV8vTz\/1MQ+KgZAhufswduYKvqHgxwDKWL8vcsWi8gaK3JNC\/osJeKn01fwbpL8Gf3szSNzj6Fzdc4E4ZhL26vRnanRcGqYooutBuWek4SlqJxE+MQRy8NtbLZ4ihRv\/4feZBY7MmcvYjJ1edDaxs5Dd5IyvO8KWqtApoXaHsAJiMi0yvKwJo6ealYTgnc0kiWiHPsRF7dAC2EawxwZkCMoUOTga\/SnWeDUzdFxPzxdamhF7iM9XZUktO7OEQMCUHRL2UNUEDzY4SJnNZ0AB99nyc2kEqCUKlXQD\/k4qe8WS3+8wwUdAFc+DH+iVRzdIlEZX\/abZW+k+WLxFj4bdoe6NZOGg9Hb31A2av0vK427oovO9qE1IBi1fa9iQ12fomhNNHU\/KtNMRf+XUFGF2grj1RJF9MzRtVfw51pQfsel0uUhXwbu1ROPn3vgLH3kwL2CpCuU1XlyyDF88ShZ7ugMEuhxxOxWaHFIGhCdwMUP1gt\/oZdqzTzAffAgY6wgHTSRdNyzLy7qEA\/cecJ2TEXkiUCCHT6I9laNGDbOyCUJPk\/xCNv6K2ClWUS2KUPpdLj2WQhi2ToB2PRXr26QKnmIowWVn2ihEyUEJLCpHK81aKS1a2fH7JiBVcJ09pnJwrSifQQGn3SogV4BLJQ7mrtBihIY+HC09goolbDH+e2JyULlQutqCPs\/hRaD\/z1xus7nEbjzrIR\/W09Ug0QsS9\/rn97onbQEn+lWm\/quvJ8tChCsPVvO9XPOJb6Nxj9DRdxfJsDls8Ev9Vz9cc5r3DwMUqK\/a5bTv8dizN6s4yhxb23wztGHZPHYuboh+u+gWONR2QWP8byzY6mhCQo\/\/GgAzjUB1nOvLkpRFvlwql5JSziJLG5+bH3zxOGheShN565UeAGyhaM+df5ZhkGDov8ye2X9U4hq1DA+JSpp2wUZSUxL91yGrS\/yCNBnwGS18I5nf99b0I91ZgZbrewNWPz3+XuTT31BvJn6I3hKDwkQSoJsjf+fqtCUWSHw90KSGli1vE6ZWFJ6LwQ2h3jagLmz1XY2zzo\/s3sBYBn+e2sJ172C7creNrakigOW9WZkup5JbvkaAiUNhYtnhIcwDGyNp\/P+8nZ5r2OeXcUySpwsqn7z5jzgcdlpYU61398xhYuTqHmC23XyZ2h3ay0C+6jBHmKRFU9qBdIhU0JYnwrESpVm\/qlN0QAaDc912zaOgWVhjU\/ctqy\/+CxTYqfeA6qJg4fjQFuV4eVGisJG+DFM8AU98Mq39TT55kFe96GH1IGDswVlGhwOpTz5r1TNgcmvF8CAJqz0rX1CG3onDSmqY+XT4LRRJ5a65Gk4PhRxQ3yzRVrJRrVctNQIhrAPcg4SUPHMUBcu9DfRnqPbmfNSs3Bgg0OXg4n33I1yCBHodd8FCsElFW6Ihhjhsnc2lch\/74dsbDzQeHDuGtPG0jnq907q2qbimoOVgNvNA6swJMsT9AHOJROKQkTEQ8ZoZQZeLohGs407LM+NinQ\/sqrS1HKko23QjKVLM3U8ilNuD8DEw+qWnhokFz1bgUqVVJ4NAtEb+ypDUDfyk4SVBfctJS7TpCZ23q\/vndaO7E+uOGbRcJ2QvMv+g+2myYX9GMbx6inTlGVhYd4h1bJxNJAJNQBlPqG+y3jrTLfEbNQQTQgPQ3VgwXqvxWQdZo\/c7ldHaQ0VTdMlh91eaxwzatCncMBjq9bHKu3K7W0\/RLumJyUMYmH6Q7Le0ByHkJ9V+zQM0wsDQgGd0FonQQob\/hnJ\/WQjxWxv5AFZrHtFHJnRZVDlvPe09l8Jh+f5iPomxg8lw64TvHQAWWwB7l27DAdUcNWDyHgo3Pk64SfBLLWj27TGzS630jtDnnkDVAqcVupqOQQoZVECWR60IIfYS3ooICiXNR517RN6iDB+9crD6SnwweEyqxPBX\/PIscl1F84bYmanb\/oRiuHcYuu77J+7sAz8UFkOjafmMVRt0Hip5J7gW25zcMFvVWsJAa9sXDQNCS7vEAS+iPKsCP2ger27P5bkPwdykxP18XZ6arF068heEdJBpb+kkDzeoR5odEM4v+0f0hQVtJd5YdtKQ2cNTZ7Ml1iOxGFHj2YgBKEZFGXBWi0fEELzgrH3jgUrs3hBHroUBv\/3GCG72PUqOhcHOFxOVWOYvZ69L0dsCrXzh3nAe38aBSngJFOkjtQXQw+LxeLh318W5UNGn3e8PhkPtyWMBV\/cU\/hOnxVpBHSl2b8Kepq897OZnAZ3jU3k8fz8P2ywrJzdKImZuGMvKlvOmrLM5kqSCPfHdBcdJo7xIQ7do4ydEm90WReEU1dg7ad6GYjTaF4d4Xi9mlXUTTY\/sDyWnf79oAO7c8J3Ld8wf3Z2JmI5YzIPaXnqVfoxxfyX9NyPH6zn4O5iRy5xuIHhsA4TAfBC8QPHs\/6VXA0nWqksDAoop5Zn9sWHmgCPQIR+OHJtjlCnkI+tIr6jFQ5k8PR0WeQjrnFwvtlcmHF9UbAuAcLS81Z7fZVbsUPoE2xcHyldm8bFlBAREz9itnzkzS+bowHwWxtMMw3K5pTe1NKhI487ft8VZXcVLTdP\/blzaEwE+QEm90wyz9WI+y26UnT9BO+1ikICrzrmXWxI2zHz220+zjjJ5gEURlEs11ZvaRyNgx2pXHlovf5gBn+AkA\/qAuIqZ+gnPdHnM7pNJxI95jfdghbNhNUa8is4xcDfNnYtI+QCHHAOnK7hQmpBDlvQd7jSMpHEtvvxOhiFraRy6VFp+h9sdMJHTquxOAyEJx0pHMbxsfWP9o5itNMKIOM7OhGlPCVwwSK0IQYTs5tRmCFVmMPQSiwccsPGja3jEmkEJmf7uQASBa2D\/lC\/5Jjn5e4LfcOsrB4GcPVX5g1e9sTJ0OOhlEO3klkOBmvUi4BM03RKziPb\/aTzRFlbuiO0UbTsLr\/e2FmrAj5btf9WsxQxBn53F1EDDurHh6C00u880ROsC5tQudQzYSlU6lIsQuy9RaLtuQXyiqPlXzwzmXEZ2RBe0hdwpRZP38CfM1\/xG4y0oNn3KPNOdWc27fK\/FJTnvr17Mlc7HiviZ447bro9XnrlYFyRDkodT87VnJwezPq19xnvdACM0IgT08RnQK0lwTWgwGYiCrnpzBZfXdNQN7RytBD3croo9bgdKPd8aeCWtGmBcLp0vUaJpWqxY\/0VDwxeGfo\/jHJtKZgMr0nCATtcwGBFS96T+SvC4LKS7CsZAIaGyaW4L7SBBag\/1Qg\/vEXjH+1FLrRVs4tF9YMepLaN1Aj1anDQoq\/JjXOY6qpeO1zB7ZDWni\/NPthQ1Nk\/U1yMB+r\/WmnR3HpnDAiNkHx37ASf\/ByYcaxPFXXeU8iEqEGZTIRRSsDz1M0ms\/daSKvhI9NxqZi+Miy6MtHoeXh458Q6Mgsqi6h1qdS0bkX++TN8pX6Rd48FeSjcixOJAqxOkSltVQxkb8143EwbXy9bFIqG5IoETksgp5Q3+kgvzZX6Gm5U5OGlArE9W4C8xYQipR2qtIjX9GLO0VduR93JR+dS5tji+JXq0rWmvGQYE3hy5y9FD\/NMv4DJN6oqprH9hCP5sGolEOALp38VYoYXj+KO42VzdsrWkF5RC8MQA5cWT\/M9PgEAu\/PDPcbnQ4uBBRELS4nUSvwEkddFfaMM94vjUZRRqbrfNFXNTo7m+84dwz5sWg01vjc1mmYKXNF8O4VZLrzY99r9rkvngxDWDtiphx7hN7OOaVqtBjmwgp8agwVL\/rElravXXmYBdhFeyy4XnQcFGB7p\/F\/ID1VFvHoHzgk8AocgulcX7rRSi5xJZdA2wBDgpDRh8RG7gF6JqvXKvDSeyOwVTkYXd8rFvXORxfDFxexuXQAvRAYaCKcokdvgpw94t9Cm\/Dm8+XvtLHlhP6qc5pVeaAHixwvyRl6MsQkSkqkvYsCZqaBZxI8HWphP1Qd8rSelQyYn9Jz6ORy0HWfazYkTok9ZGo6C0P2tz4dJp39CTafMeA8ayDkyk978YooM1MtAgIZEJYDiE1UbtlWRYCSTY9FqUc725cEL1qBv3ENEtdiLuJ8eKhLgWxuWNzytoS9viE4ZYG+aObRoEg0t+i4wyTlHb8\/rFklmRFfdXRFQX4GwzToTiyN3pHbFs3sHi62GmrtqFZangmrDmVkDrOmUMTq+UqiVExUWK+5biFRtKhQTFk3nwEW+D6YP0Xtpd6EbZvLuDiY0MwE5wcOjFQDUBUyn4fI51VyGo95nzf22N5WCLtgNw\/+elpsWHMEhJRmJi\/ZRDTbBAHF9iwUIU6TI5MD586yADmtLMwdGggQ\/b8NLRGLUJ5eMgRON9Bt9VhN2hnkKo5AZOFdeNPAXJNogJ+MAU5j1GrExW2ec8hLLTaUEskwOPoKqnnHYZpyrTaT1ill7xOhlwWnscepGvqP8tZlvS2K\/X\/Uvx6Out9B6E5nIh1+J7Qhn8i\/8bFVbU0OL18O+Gn4IWw06s5hdGC+\/t7qBgBcroT6ilFSuocZNNggLkpTRLsvYxFjR8N1Tacru8Y6PqZxk2FJFSPD+WMKhmSFiRFtuMXO2mQN\/IHCdq+tV0ZWjiMVNXmWXAh5tifngJiG9NNUH8GafRQlf184Ivnllk5OV3Gb6ZAJ\/bCpHKywmnZUC8WoDzf1fhTR8\/+mu+v2OJ\/7fBd00RHbJkOb12UvbDa6aC6hdoBU11pjKEawRUWUchHA3Be8\/EB5e7s8CgNnJkEAkdqEMmeOFykF9eu0Aj3e5gkHGaSYxxn7jMwjyovU+wESzx8D04\/eQmHhD+f7vOOl4Gv3LKge5\/9vrXW5c3I12QcENBJWWh5UhaMkadZ4QuC8aqKse\/g+cKOlWX+ZUHMV5W\/Cfzvbgb3M6Y1VDXLHzWmCF\/j+c0JDhcPpPfJNx0VuQVrVPnkObrcwJR1Q69J6SKOjcrOOhu1uHm7bCnKq2e\/okWcEs0bcavP9SNnv9Ewxeyx6ppcIBZPRd3wok6jAdGExD3clAg0uaANluXvC\/Nebp0LbYvdTz2r2oQQ7skY2vBvEjYqf1s0VRUmFoCf8vkkTULeinP106C+6ZpF\/c+BOtE+p+BpwsPPqtmc+qyji0KpPmtMLA+DyOElRtpq3MmUGPjZngocr8kCMcVnnTIrCxbzsQixDzxMPhDqAOFe70aCXq8G78rsf0Tf+kjyYZopanLezGvNQeUYR1DTHsi70IXx3UMWwxAL7sy93fh\/UC9FzJQknHncMSja4qJ7Ob1j\/LCk203P8dUk0qyO+Xi1wBCcf84zguCOgi0icpz+CSRiW5U8FcN9Nurqn57IicMG\/pBvHNZ8RvdNSYaNKTwmfwZzMZdk2PavkgN3wQYYUHRCKekdZWtsXq6KglFokuPxB3TTN0RjxByIoQH0BG7Pvb8FFx0Z19vmSAcPj8c8A85bGknxrDI6mgJHSIstNC5CD6hMGTsTTcmELo+gRo2ID3zj0ISo2LbdOYYPAYhlb3eLhNX263DMNfR\/MivmLCM5opzGg9sOf6krrMKNRkkhskUDEqGWBEBFR5eowpzjlf1gr91KLyfDAUXFOtFU1RbuOs6VKRAb90+Yf9xH+V7OtWWDPRnTsFPbdYzaViu9gDzSu8aPMcrE4btqoX3mM0tRtBO0c+FAdfeRMN+5FoxMbPuo+wCElzSVvQy8xx46O4YDyU01BhHgg2wJbGtQE4YluiJar5C03zWW8YvMhggMmpFg\/diEl4KmOzJgBq2x32eSwZq2ToTX56PtbntC7KjY53y+3k\/X3mYX6p2xAGAYq0UTtwKH7RC+8Sgt7qSEYUmmMKEEuiiPu774ZB9zb8yEPWlUWd1O7p9wcn+ljFscpKknfVAVeTpnSy5AsbV8F4scEA12\/5BBYl6Vr3f04+JeFnqzRU8GM2N1DiQtd4Zd86K352Setd7\/1L5D\/Lz28IUjGNG8j2uaPeTx0To7DY7sFz+zf7q\/wkZnLYMfB851DldISUku5Ac0fmsXmSGeYjERUH1GSDuLB9L+s79Qjt9nnJnW4bznfKPzLYaANHCJBGC8xaVIUh6cRenbq+IsR9qo2tl1c64RXQV8KNbQe\/mbCKJlh0On1U+Xy6j7QT+JeeKGfto6GRqOH6mutEmb9PVoSRWTZRlHO8jzcMQN4Pdd7P4cNO0ex6GD7aZKJkf4FUxeViK1AjMAq6w5K7GOkaNFM1aNtyfTdKb16ZnF\/5I+nD3BSeafAbRZPCB9FARfiE5vcIP7YSsha2xin\/4QNRxtAve025w3vKTEYnEZ4JCuISEtgX2AWzJjiuNCk8\/nevTBHgle3cOiyQDJNpJew3J7l4VuvR2TbDSDhf9kV3TDndt8HJB7g68XURhQBbW\/NRXXoq+DHM55j2894j4vVuIawsZhE4AZzwgYnLd4hikfUTdvyH7HfQrwtOh7T64m5K6hCmkYVqpQX2AY4IqBcFe4HkTdDaZA==","iv":"651fcf9ba918a2f50fda11c67c783a70","s":"205270a3bc06b216"}
