Personalization, gamification top differentiators of loyalty programs
Posted BySarah RamirezOn In Featured,Industry sectors,News,Research,Retail | No Comments{"ct":"XKpv9rQrfa2fOImMwh6A+PY8Q5bJ+PT\/jJP\/9p+Faj9Q3EzDIcu+EvkIL67OEfEf0faYEWPqAJsEUDwg\/HvPOLHWw26\/M4iKyfGY2RpI7Uco5Zopgz71xC4+LiEbmp+KruKvz+rpPy6+Pk+EnGzGKyHufETIkR8pJ80EuxzqMqb0Nr4OEQzPcSCCn0w55THEIylUlS+\/Xq7bL91dBHrczT+VdkHd6eY8TVuot\/0XTTCKO\/tAf+s5Vw8xrlJbQF9SzBod4m2Q4UZtIeRff8oiWcdunMkPkqouQCRWdPh2xHSjnt5wrDnIbH0aVrFS4WeF0dkuwGrvkzQKOfuAon3QHZ1aAsTlB5RbpkDUm\/+6pdov3uveCe6ocLLiKQwwdlRn8Dg3G0HctWHotNLK4N6o9L6jrs6lvrwYvF6da\/yETXZnxRougnzHApibunbUuU3hVg8Kzi03YjdFyGcbLa1zPzjszv39n0i0xEmu4Gk6xxo9w6rcfaoJrhH3j7chmf\/R+7+QHsdK3akKZZN\/VEsdsJbJiBpYs3GZqKTj7FRMwLGFHlnAptms\/xhMJyaL0srO60apxzF4o8J084skdQW1IgBmo6NKIAUvMwBRMBMVE5nbBV+UcaggUYKCtH1EXR2lIFQA47gHpon68V+\/1ZGoAdT4iDtLU++sSyal8dr3YIUhHPBFuSMk3U\/W+ugaRMUNzBqA4DH9fkr+8indqfQyBvOD\/rob86tzg3pJptDGurkudOhnozy3+fUVNUOFDPZwTAcufc2NJM3YbjqMOwDapkVGdbpxlz\/hxrtexweLXpBNNiqU0KAyYHdveokKXRqhofzq9xK+CwHVnxO77hQgFvVC+bMAJ+ZgZ0uMlq8f+qp5nS+m0BpfpNp+16SlRffcZKW7VE+InFKEUuEXFFwfeNpZdWqAlkNcYzwiAV\/+sacHcJC86SIZHLvCCRMtM+poA2P05VXmaA+e0mc29ialzZKY2uiz07CR87VLg7BCSOqmh6V9BEH5eZnow9PAE+e5yNETNh46KAHM+JxJYrZoe7X6LjQFGQgoTQzLUHPq\/aOEElo6HC72mRS1N1mArrFqh\/C\/YmoctVTIxtVQuheA9a76WUekkZBFEkqgRGfus1taXapk0mTPPXOqHuEKihzeSfCs+GGUB946hdbM7WfSST28B4H7BsocxygStqKWSOANqOEf0lHsEYg\/82FaDf7UuEHzWzYe+ac\/mLvO1G134jiUs1LUQATgtkDameFz1mOJReUXhdfnGHJUV+ibOH27VqemZa+GqxcNwL\/D9Hpd\/iv5CymPFYbxKLCAMR9\/mSc24K4St0DZvFfYF7w6dTv68nPRlX10HfTC8ZkMyam+67ZaXOwT+HpEHByPcXrv4gmR+yRkbTlHXxsh4xp7zBJm4Yyf6LbUaXswVnPuFVYV9ZyaG+CTbxJyT92T+O06E85DofkbWspR0HZiDKELgid56yAqmUAvk7SKl8Q0Tibu7woxqYvsWyt5Grvhp+hFCHuuNP0X7pApGIKnijEYjMTziAWSBLBBiHlW53AoZLuIuWy6by2jmKaWGZvHOSXxrs2fuXIbyZiptxvOzrQiErG46U5loQbZhIsAxwW3napuaMjPdRwUTCn8wVyzM1\/\/q\/ilyxx1vakl1HqHK1XEDwmJqK2bfflcx73dWGQI1\/vPDKRVZ0\/iUXsybJUaCqMgWIN0mIV2tyZJynv+KkQe07D0nAbEq+7ETIqu6wXPzmB6VdSeaY\/A+rLifQz9NRX+itiQnqgULYhXF+b+gxWhl9AN2exzm8o2S0k\/CYKNCu83YBNiPk0XJN9x96cZnwMqEEh7xMiijY4Sf0YHUmhe5AMdLUoA2Rl237PyvlO8uO7xXph3ITgZsNC5jtUiwS4Ctmxl6fXwmunisAFRO9MMUpXwnfM7zK9DJ5uMFXqmo3qWPz4sDi1vibC4iwckjENzRlP4DZ7BzygRg4yWGhnAobXKgp0iZIdI+qGBF4HUzNB2X9XJPkl6fmaeHSSuc156k7MB6N2YHzp2pzl\/nCQWhJJqIkDG3rQBSp\/8fsZKpFV7UQGclAXqqwY21dgSr87YElxddcmWzJRN0M0Q7wdnuIDU2LNdmgz1ckEecdtfytdEyQQpxwShsAckxGf61hQa1hPdLUeAFmN\/pyAGsndaEB0Tl8SeBBsqZqtZrrkF8PFvuO7aK7LDwsV06teMgDA+MMOfhUJDGZ5e+3hpB57eV8o+1sWVigOPQ8+MbbZZeSKMIr0Ey6ZQSI8fRNaNwO5mff8vn6mWOY7N85FZPxBUwHHEtzXKMyGrwDMiTxZxwToN14lI2lCuS5RmbJwhRnxZNdxKI9ejFxPPruXKgAI3oDp7Ylg+M1z38lJCiEFADOI3bvfT86RPFabpzofiwt9ucDC8GWMv0VxBswIqbPiM1FkAQZWVxMVKYHFkHvSPAuC1+lHmFvzj+cPEpJP6umHbTYZPe7XvkIu57qZFPnhdtDyGUfQ1UqiUfa541dNeiHAP+R3+Yt6Z98iAOhN1X3mql+D1gLusLgLavsV4NLOXWVffdlD5eBK1\/5OhICcQdzcU4JO+9q9I7gmt3AO6eCWjx\/sL8l4\/9w85USsm8HgPFjbboCNVa8EYUqKBh5NHv70KXHYl1tt0V2qORa8dV5TViO14FUH4ur0uJc4gZCFPDwa++iyyFcn+HudaIhrpS9dp\/8+U8FVbrGYj6WHUzIfVfjFNOuZEcPax8rFHTJOkm2LUpWYk6HQXmZHHB5XtbGCRZBeV2Grb9ZSkdybLp20LLc4UrUuH2Wtb+7MzDaUdyTsNH5lI7+7LjYI0qO3Vt4Ix+28jIeahgBC6Q1TiPTG5DRsKYx9cOOpsD1fm3P67D45FPSusP75Wdw2fKowJMqd9RVP1L7VOMMtGaDuGRvMYW6mhGC8ieXR6jEofNGZLRN83MVIfyxcByaE36MY4VS2kPvqQbFOVuCP0x9oXkCZgbJSr8ctvOyycpL6MZB7wQlgGvufO5GieZh\/gTLpLf8P7+SC1vUZwFPgk6xjXCT8tOWm36HFtzleVljpz8UBo\/ZJ3nCK8KWpE45d86vs5WMMudKLWGWTC2dv\/ZLKcTg0RCQ4fGX6AMY0mKX\/19WFdeHCwMsQxbNEUgzRqPqPYus9roxE+tq2vFZGhCJWkWpJvtFewYwuLiCAV+33Q8fppTNytQPsoF4Q28odLnStMjNDnp\/4mGyGK\/0xx9Hu5y1M8JeITd6GV000GYE66OZM2weUlrbuDye0kGrob8TIf9\/cRZQE+a2efLvMweKVlohVp69w6Q+8tv3hFvorZwBk8tfowLrXHlxr\/OtQOwf1zOPfVtvgEYkbYHqazaGFThc3Ohee+nzxEeSiMQDnYOyi1acYzbm7u3qNQoLa3H1\/GoNM7TtF06khheKzoGByN2QyPnNgQIEr5NWSx\/QalHz+q90D8HzDO2D7y83wWwlf1x+ekdNEOmlCd17LMLVH4vJBtiOn1F7A9iVzieOpTpOB0def4iAIBub14A17Id6dkhaHUGpIS+hBfpW7gvRH+uSAa\/Bp99dIXpiv2CNRRGDLDPWT3H4N7AcqXyUUkL5bTuRCnH3Bg\/qlO4ooQ8t13H8dU9v\/+v2Wmf+RP0Hd+6HhDaxi4niV4kS1upiWr\/CZdCM93n1lQIdjTg70nge8vfBOvZPyLBaDhgFVZ73QczAt4E0t0gNLo1M42fQHXa+aEzB\/17WH\/bPT+QWrR+hsTzYqqo0nrCGgjOO\/3DTypCcw+0EhO2\/0XL5Y+7hnHZPvnZogyPwn5X75tUZSSZsTJMa\/eTNjoCLLueUWKL\/PJHRc3PdvIPkmOSp\/k0Vziuk4xOUbNQ3Cxrr5rlglWvevG4BtCV43ZvDKr6+svOkBq7YvGgkGswsCNqGc0edKWMjvziaifg32wZKOOuCYZ2spudmiHrTN9VQpgm1X1L4AbMME+DEvI9Eq41ZtUDmADZTzoy3BVKg2cl0vVqbHvJ+nUz+JQ8GN6ANHXhO8+fYLUaO8\/6JZbo345lQ0x7BOm6VQfTbztRKvma6fTmqnfsBs8VBskoh3m7wht8zF48DolE2fEfSJXb8rlbeOyEslApzvU72bMC5YpryIv2TtbchKIx9O\/1E134KmJhXMR9Bsf9HyGydmRwThHObYJslJdG4y87dyAW52uyQSv4iZl6umGHfytTJQcTpOs84ahxSWIAy6KVSi3iNt7NekzaHey0EKaLrSxVXcnZQCqDDq1e02bz11hjjTO3yS8HtiUK5IMcMhe1uCHBSW1jnYH1RQ7JLP2N65y8NDRWzEdGzaZbiSmYbel\/MUAPzJYer65ugdpwlzO1aiZk+M0dzAUeDtntKsVCopyBBD8vxXmqL39V6G\/H3VczKb+lllWTbu6GAPVp6cCR1p3Yo47yQSRe74Z\/IGuf+zioJrifbBZquy3pWrvIjCa7shUnSnXn6Ke1qFRmWZ0NREM\/av9\/BKJlDXRPsBD22q68AM1AdoMYN8rUA\/vceclVucV3b2QUunSqj53kFwfgB5a9ceOl5UZpzxlc\/2BMhLfYomC9ETz95dBdBVEn4jsa0MLPZjzuR3V4rZb2vywmR6t9CSYFV+h4tuK5WbPLzvhsAnKrDEuiSMSe377+7RV5yhussUP394GRbsW1mhdeqNRzEHEbM6iYnnx3eFtFsFNCryBkvaOMhMAhGLp71N0CNvJeOHFOi6GARrPWEi\/i6Iz2hcjR98JcFBMkKO7PBLnFkYItFIS42K2giCHwT+gCtD0tpqoONrly6hMR2abHY\/ZYeoKkL20jFDrp3ZI0rrUNv0USKQl51V+eT4QbtWxFDUv25YuQQLl7lVj5jgla8paKu7MlJqZPJWKyYcpRyyX7ellCgjHc8IWej+bpQqrXi+xYGupdqVcvueSEaWqGxf5\/BSYOD5hCJkgZpbdRMbTdr8RfcIFqi03oxbGm0UGs4rK3JNkmA3q9CvRHuNiLOqw7k8R1\/k9jtCtEqk0Hmk8zN+l\/nzRfggTy+oH\/Rp9s0+V9xxoF+zM8XupDvWPplk7kzOrsotXTaGaRSXBFDy2hNIg2sYuIz8cFUjfNYCSFfCjfoW88nJKlQV\/yilulOcYrtmjbZ3vvj7GjKfvP9Xvl8cWkKwQRSnTAiSPANEcPUBJPZEQMABL4Ba\/eX3sQHmMrXLbiSjPyCyfYRH4GWqhOaH7t8QV2sfBJFbd2gByOJORsP83VeREya5g+zh1sIBinSqU6l6a8IuYWcBMhQvg3aWUERJtDcwA90Tyd3ZS1h\/5cduhIGB8T3QZE\/wMmrso707s8jfR\/aYuMnZ5FtFnd9xrbfuGxPCgnezT6MsULroBdGhkGqkRyEltdSWyUeqJAgJdlX6MnlybZTx5wEH02rPZfhCE1k+WlqrJx1ORhLTe+GMr+ExIb5YYT4vXeRzbnZmlSJqaUJiLoMeLop8Z+iLCMAiYeYOWQ0jIbM9xWdLeJ8bw8l8aYI4GAxa6sJAEoiiFph0FiLw7MMO+WuKqmmF5vVF3XwvJqVRWdPWXwMj5L70V3O8ThcifCQccp2txQSXmu5euKvD0WyuGWFv+7xJDDPE+QOwOhGtRb4PbHY8REH+hvJfCY7gVxUGKrDugt2KWbLXevjijqNVkM\/p8FQFbfivZqt6wKvh5vXvond\/LQM+nWeUkeLPXKOmDlHBYYeGP39QkrwmpuSR+6l5zuz+9W5fIsUOJxiNxHUPupFk0ArKezsNnIuoGJAJlJEGTSVAUc\/QYvX99v07mWMsHi3QxpB8H5TLa2TtJgeHYjBbikNMCGe7BiReDQPskpcUh4GeaGo+Vxy8bhfxDk3VGObeDgEQyDLMXTEXElhycVJv4+Ig4YwwH8b3MPjBM7mLzSw0CKaj\/C3TWYFYcHy+yPWfxuslV7T4GG7YERzw9tx7K67lvNgaw9tExpGnkjwKDW2WEZhtedRk71ZMs6QcIZhMnZRGk76CVBgJm0RRCvye2CwRYHwkikZEcvEasiVtrRU+SV4cFXQu4qWEiFAnCJ3I6MB6lJ9l90V10aShEqEheDvBThtBG6deqPjgyUdFEKJvS8Rd50fEFpREqtTbgKjBPQ7u7sOHyAvAPqwiM07AYt7n+ysO8rolWdgCB63UtYF5chR9TFytcFRTUYIM6fJhHPhI49l40uXRSGQ7F+auUITf6XR4KUSGIc2wNcUcO044XsN38L3unwXu\/uo\/C3M3SakmStSdEQtIf6TBoaaVAO7DeYnnm7x0U90IpZTsvJwGML2jTqP7OQXJYdtBFAeV4XKqxenRIal1AlbHZO98jmzKqJC0kz9rWExKJaU9\/n4F6xKUJt9a2rnRnFDxUquLEXVDegiPJ5piKtaYXMskU44f6Uf5VMvUPwboIBaoWzPDpgQ56+dIeOuWJNV8KPlWbFvvXd8IG0eVzjfAMT9jfvz3aD\/\/uccY933RkbM7Wj69bRlEpgqoyptSpDILMO4KGYMDNpWBSCVaNe7fflyF72dEVTDP5IMpWfkq53ryja3DvTDtwjOZ8p8KPxM2Pp+DFwx2+NL8eEB0nsX51UBgkxYZaX1ElueI4Jyfxmbnvv\/SDxHIpiA+onmM7502\/5iKU2L+snWP3fGKT\/HxBSJVX7DTqP\/F9ftrklG6Cbkp4jRvbwlpoe11onbI8tgNgIZUt2XfG5gl08GZg7YcFGcJDRH+kGNT7gID9M+e+qnsVXWapPEGzCzAReCT9El38TLpxVOMUxmFIL6ziaUscJ60rBWka8\/LDXj4IRlxQhjHT3Mw1oSha16dmMJ4HfFzArcRxx2YiwBh1XMQlUpUffjgoft5eA1JpAkSswAUZgUI48gtkrZ7VWHGmlMTE7WKPggmCcRpxuuRvq+fbbVD8JoA\/6S4l8vG5hDEXiHopRpRamgNt7NP+4xikCfMfyhaCWdkQdWbrDGRqczZ70GSKOp9ZkPXXZIdIucrp09DnJ4QGIU2J8xIFnN+mvd5zTwWLfhVNCNQMiGi7OYwFSVAcVSHDsbgmaOPlhdizSFLlQc1v1ytBPvQZGG0hRHXtQ4kpfEPz11CdbnQwZEv4afIla+cjjHi3QnNbSxWwFYNRHAq\/yZzAWnCdHWoFVUs2QXzbQ026P4jbOVjfoL30ODA1A1fuvYAHt\/XAOjCdl\/PQLbcMjaR9qpDhUrJ4JsxBNJhMnwb49\/eIEMPntUiEsKD\/WdJGrMpN40rGPuUNADS4liTaDI44nncf9a9IEtbW2pbXrqYVUDDPc2ZvGG5Beta7QUCT3w9J9COC34Ap0Xqb9cKvnPVSqxPaYHO5tMVtjXL2LvHTs9PyqxMX1iQenQWYLyHuqgH66GE7qRrJbOEb+Pi9\/fwlpMR9sUITM5uNulrfXREOt7odXCt3gl1RD2Ee15OuQqTXtD3jExu3K2\/vbqxUc9\/N\/kYG69Z7mTSHAKrQ9d3ocD0pEVhAsaO21ozkUoTwgW9f4\/0TEvNIZ\/BRT8MkYu0dVy4hFzaf5ZX+UsDdZSxE6Zoimj6NXOCHtaLIPQjvzEZGLokoKZDJAV059uPr11l9ziD6xDOmM7Pl1sPMKVxT5KTb\/2M9FRI+viJbVOkfUX\/oLp\/T\/IGandsSIHx2jauiSa4fKyfMX3T5wIEBXnk9OZMShKo6RO2tOCbyw6\/ctVJkEYW5wftNodZpFGvaGCm\/Svk6s4alIyK7v87OKsLFF8LGc4na4GpPi7B9Q\/RLXPYR5JGmuu4PSjb8+7l2s7IvO0UbitfagNdY\/8ZJk1bjPoIIF54Gse0\/h2N0Hh0yAh7LsABAR+GZOUDK4iAOvjRVlP6f2vAndKpMY0jYKpE0r7Z1UygquxUEnR4Rt6F2cz24F0tkdkKCXV\/GdUgRAwkpWRH0isd4LNlWJ7ExO+ljZybIjv1wdRee0tirT658sMrnaoi6Twl6U+WISTgX5Mg\/+7wcWUvRgDmp9mYWzbwiZ2+yAA7jVe+ipZy7kvxapF3GvzCvw\/5DQsSaOflML+l7wKqHkq4h8lXpTRF9JZFsZOFkfXkNKPnPYPI3+Hf1qNMTj\/Q4ZzTvDkZm\/YOPVFEacAkpwXrnPaMyvwHMXCXUijLLju8FdeDVDg00kE+EK8BNOw4SrK7HA48AOUxDanf1rwThbG3DfWMWviIbvyyNsBrd0\/RZgl0Nd+vTYS3O4Yf+7oCc2miyoRFHAD4KkkAomhttGN4wdGLFlI9+Hdua6KSX\/y95Tz+datcDPZcE6GT+1QrHrSPercKju+f0x6L7iGkT37nVkuhldr2cH3ir+Pb4qIAw8tVuH43qYYFkW5ko\/ypBbn9Fu8hRSw5g49xY5XeDbXjK1MKMAltw0QQ6GSuoqKWYU29SEeFTM7OMFLITnyqyigfUMFyVaEP8dTn3pJEtBez2SYl2dl1jANT+z6D9hUoiGDK6EDrvoNaYxQfvCG22uQx7BEs+kejMc8kcKfDOPhZJEu12oyuhSk\/Bwu+sLsiPqY10FwagjPpKxNErtQ3S3HIDiWVsxr5Cw+sNv5nFLf7l8a\/FfhsakWgEfuf4Bkqoba9Qk0G+RHT2tnDaP6CTAdwybbQbWpbvQpzcd\/84m28KpEJc92fljY+oGpMIxfd\/OFOOyZO4bfxzXNFER+G46nrBn1fp2etpGFAh9gEJkZxaHSPCbPOBijpr5ouE+ERuEHfqQsG6RO625M5\/ZrRywjckLUyb0zGA7n8idJ+\/23\/KU7om+NQJQwONFXSy\/Ve7BFX7LJueQ4iHHOz4ZwDHsyApNCipags28GU37rnQlLzEPBGgcfTcCHR1lx+TqgBoV8QvimpgPeQkR+0t76X3JbjNfQHGBNXwED\/6BIq3NlNZ\/yusDFgt+mUqsMVSLaScK6S1NJClxRW3vtT4jnSasLrIZvSDaqP00tQue8tAFVgugiDSA289UCpmdBU9szahVaBYCPD4Nqaf+AV+50Yii1V1onjX5MaxCDzZ1WtfQfR3cr95dbb5M2tcKsEr9Gm+MLbKrNFCpJ03\/m4mnKBLSQ\/mpjAwpHTnkEIiktDLL8aJA5zENnUDtiTcDz9juVAfHbD6rgskhm14U8QX15TkHioq1FKFEBDuxiTCO9br1jaOu8EaT28LNWJcPxpG8vBwTT9iuYNXvgSBOqkvtF1hjHNosyvrhRFZE7Z6M\/QlIk5RiWGHLqs9EtsdFQ4hX6Q44tfl2C+QzTJeCobsxjgUJHvF0moW6pfoGM3EKNgvlYy2hFbwmtqBd1mcbxWesOwGWb12ineG3+blVKVMXzON6CyvdZdrIhJDX6nG7tjsT1Kztm70k92NOHp5qDQNk9XIA7AVzLZU7EZ41EF+0wsp3mx7lS9H3dO4odumL7kRLTEilenab0CkMEAjA+u994FxRCn11RJuyOtls1tqhj1rSPYSKZ+8c8bRnzEJp7LeFe\/O5YA2uQYA3XJwRMDZrWyc0q81HXiqxbyRABeySdexnxW7IfA1tHsmpmjQwuWmAac4h4N+g8h4PBj5+3dcezC4b6jmqhMInmbjSaapgYJRmBm8g\/53f3qXTC9zdfZg5cDyob3nGVn+eg==","iv":"2d5d6c3e7ce109c302ae074395c8e0dc","s":"c4c81dca3bd01c70"}
