Uninsured luxury purchases: The hidden risks for consumers
Posted Bya Luxury Daily columnistOn In Columns,Featured,Financial services,Industry sectors,Opinion | No Comments{"ct":"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","iv":"fbb1cea5fb05bcfe0c2daeac9699ba6a","s":"33fcc8edaab9c13e"}
Robert McCarthy is non-executive chair of Embri