Low interest rates boost consumer confidence and even help the luxury industry because they give middle-market consumers more disposable income to spend. Image credit: Shutterstock
What do low interest rates mean for the luxury industry?
Posted Bya Luxury Daily columnistOn In Featured,Financial services,Industry sectors | No 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","iv":"a335a0edf28718a5cc07ddbace5027d6","s":"365591b137ab18e7"}