Why the 3-way match cannot prevent overpayment or fraud
Posted Bya Luxury Daily columnistOn In Columns,Editor's Choice,Featured,Financial services,Industry sectors,Opinion | No Comments{"ct":"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","iv":"26bd3fa43375cc08b99d1c293d619feb","s":"f664a17ebedc3791"}
Josephine McCann is a senior marketing associate at AppZen