Financial services
January 4, 2021
Businesses need new management models amid the lingering pandemic. Image: Unknown
By Ellen Kelleher
The financial sector is expected to change in 2021 with the arrival of President-elect Joseph Biden in the White House, but executives at banks and wealth management firms continue to face separate challenges related to the upheaval brought on by the COVID-19 pandemic.
{"ct":"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","iv":"1f8c38bb611db37c86c3e6bcdee1bf67","s":"5b3a28b21ca6f2b7"}
Share your thoughts. Click here