Columns
March 30, 2016
Phil Guest is senior vice president for international at The Exchange Lab
{"ct":"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","iv":"5dff6913cbc7fa4cb11d84febdf9814c","s":"4ca91327058b1c67"}
Share your thoughts. Click here