Columns
August 11, 2014
Fred Thompson is retail practice leader at LoyaltyOne
{"ct":"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","iv":"6487cd00f2dbb8f616a74f3c6fe1d516","s":"e00bb648e75862f1"}
Share your thoughts. Click here