Retail
May 31, 2019
Discretionary spending patterns have remained surprisingly consistent. Image credit: Montblanc
By Sarah Ramirez
While consumer demographics have become more diverse and customer needs are more varied, individuals' spending habits are largely in line with those seen a few decades ago.
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","iv":"0995ff40b0ecbc53549ac30d482630e8","s":"a35cd850d6d3389a"}
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