Retail
May 31, 2019
Discretionary spending patterns have remained surprisingly consistent. Image credit: Montblanc
By Sarah Ramirez
While consumer demographics have become more diverse and customer needs are more varied, individuals' spending habits are largely in line with those seen a few decades ago.
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","iv":"4047c652a6a8613015efb82d97642f0d","s":"6e850a901afa155f"}
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