Retail
May 31, 2019
Discretionary spending patterns have remained surprisingly consistent. Image credit: Montblanc
By Sarah Ramirez
While consumer demographics have become more diverse and customer needs are more varied, individuals' spending habits are largely in line with those seen a few decades ago.
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","iv":"e77d204428defe7cf8e76d148d6f8f05","s":"6ba08892fc770e82"}
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