Retail
May 31, 2019
Discretionary spending patterns have remained surprisingly consistent. Image credit: Montblanc
By Sarah Ramirez
While consumer demographics have become more diverse and customer needs are more varied, individuals' spending habits are largely in line with those seen a few decades ago.
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rlW5n1U+axTapyET2WFIK3xwAgJr7Y7MVSce8s8Nqj4WM7T47RNzGt7Rud8rhoN+vVsDI4+BGvT500M2\/phttc6bc8Hhd2D3GCeuKKZJUFcnKL9olztwu4BnRgpMOYJ6brEh1NeN+wKp3ZVC\/velvQiKhm7VLgp9\/U\/UTbtaddokKATmLXfEdDO3Hbsu0Gjf\/imX6TEkKh6EtWnBZsvBRgQrv9dyGdR9YwxPVSrO2nyBN6VkGRQmjc8Kn\/zAM7KyCaEcuNrpU\/VswX3+HT\/v3h65CV6GX1HE4L\/HIJU5Tv6LeCrdw4mPJObWb8NprkokPsOA4jQKV54LY\/6DiR32ooq+X9AwDFoFJq7vWr5QZtqsxRjbmEN2P+b\/hgyRtEfj45UxUlbIzMJcya5q\/Z0XSYikXZayQuyRKUjwtj3bmp81uufvYQQROUwYivehzyyQufmALQHL3roypdAnUhkN0wMaY8HbMfnz\/b\/vFvel1WNRkF+qCJlco3V892B01AW1grtKsliUzPifTJ1D3cs3p0coDMY3fx2Cd\/cxntjBzZVnhHzJlH6RwMWl3PtpRmES0y3\/UVoCqPFOvHxGc2dUMtKVf45ZNCGp0nr+2LegljIMUfcbsS3yyeZRtOR2fclMwmv04eL1APOJ27fCUuQ+XZUYXi4B6X58quNVE0W5j\/QThcuvLuk7JpRYiuYRp2Po2o49tEc8ZHz+RNU0cMA7rTaqKCZ07TdSX\/kZ5jbRknbMPsTRLgrw3EsVdP766LKZwrxMk\/jTr2zFt3MOOicVQcg+LAFuFAVowCJ9h8goOpGO11U9Cn12ynjuvJF8+fpjcyOdF9mdBVZiaOAlG80ta7nF37k05ciCoEyN7GAAuAjdEiCwjxm1PW79Q6lwkRARlS7Pn5KFzBlTc4eO1Q9SGOzD92qQGiZwra8Peh7AV59A0fHUfUzwwAcwf5Yc+CMb6f4deIBYrbMMpdM+bGZvkrVtFrsrBACr2arY4LRGqGkk0tX6c5Hd2itPOgVlWwuAoLL3NgLz7eHXzyXKYDQKzn5oNPQxlc63nkw12jtPd4l9eQTxeTsqQK3CAm5jZrtTXyyYI2YP7IXmnsvtHMblsJtNRvN8RT0dWY9na+HIMN7HGNpf9QYuwsCnr5Ejljv4BivmOJbVQ7cKc0foRanRwmU\/sSurfsA9HANkHRkZ9Zqq29w5z532WS9VHJbu7I5HRmMMDtNNtNZvYprWedVz70pFYAOuOx1XOQiYBaYB3DSeVccN5QYZUBwoNuj8l8OLm6PxRbik9M0xzOiL03tk5jlkdPOUDCdB\/AxdKPlAuYmAXWrVSl02gMVxrusWuZfs8W3MPfQtcueI6DVL\/5JCOzSicCMhPFAn4TjOQytCBJYniRoOxiZ\/Oj2dxBdZx0KLrF8fJB1YKktLCQmQuSoQfBhyU3hydqxkESAs6+\/dL2HaBLe7a1VKBLQ1p7b9MjXwLkHFxS1Zyk24uFOqKbvgjctOd7bQD4mi+gkhMr9KeiKRvv4+SoCPAYoz8bTaAAWYL0LNOtPS9olZLoV1dNopHdnv49CInSCtmz8lKa0e+4+F\/lRQ5u4JF6DvXTwIKChqtb5F+zbcLiKcliPjedvOs\/SI15ge+HmC0Bb\/c37VWiJy2cchg7op5E7EPxXneTCypxNc74UpEIRWbm6K7T3CxcjO4zw5Xt3oIfFZO8hC\/SCFHPjxipmEsRlAMqGi3rOQrR1cCX1xgxFPmAZnq0vdQUlnixlyBuo2EGIFTR8ugB8Xo61HOi9BvtaHXt864yUxN1D6aM53rLlG4J\/ikRSyW\/z6RA1hK11VmAOKexZ2e1UeLOgFVN2yWmQpl+gUVnVGb3IS4xcIl022ZWX4tcfSD0EUoMoq6IAPu5K7fh6AxZwvsFYOl0xAepKQGYiC6P3AXUY+fC8bk5CcMItOhqa2sQ2wsblHllX+rlwTuC1S4JONR7x1V3TvqC\/0KJ9HcvNce18HaScGKgYjkArH55D4e9f7tMiIAFwHFReg70k4m1nxp1qCj+GIrwTyv5Nlh6MRgXwpju7SJgnfaD8e6qsc2L0w\/w4tM1H84fs74XTe5hV+Bvd\/9w\/WnGIUIMU+2Ww\/DzBt2lgGu7mO\/HFS3vJHvw9eMe1dM7Cy8fdDLAsSWaknjVZUDevtTPTjxJ0gBfO1N40\/MzHK\/h0tYCfpFSQpdv0oFoFgPQF8\/ULecjJlwtBMZsjfYjNqVs527YB8Od3LhWfAoNO4i5wLRRry8sRtz3duiH1K1vdRvKwK7KdJZrqIUZdjg7qZ9TvDdNNqiSVlMW9of2USs7h\/+hVrxCu3f7j5uJQlz9N9J+PW8CgdR8K6lEobvD0KLagj509YMddzkcEvTeLy3pGF+2L4m0UXDkJLBHXWuIV8AcdrTCFcaGeMiZgYxiMQbwUBGWfBvvG\/bcDJ6Q7kG6t8TxD8yJ\/r9eRuG39xFqnjq7BGP29ZHFsjhvrOxD0ndt7AKF8BLmICwYM1LDKV6v0AB2bmK7p66oFzINybgU4u6N9FtTcKFm9Ur7G8H8Pt4C7+z+KLhCtSWRCnzoL8sTgrqHEjF5gthnALMKcwdrSPESvm5r22hWed2jaZp3sSjxO0Acov+8UHmBx9IvuTfPaVRTUSgsl0UWqobxAhfaLa68J7UWwjKqE3674oyntpHjmKzNHrZTUeuV9uhgpbBrTKamR73kDCuXRPqFA7iKUXr6ykjShWr+3ZVZG+6mRt4Gn8VqkeGS+Of2iWwRsW2NFBlukiBwoVPvz38s5Uwi6GJ+tkDOi8bSVhmrRSy\/+limrU\/SS3VdZqTROYH3TdJqQSLxX4ZMS1fUPcJQ7VjTSbbvW\/iTiN3CNoQtFzxiE19Nxtd7OqHK4ObkIKw1RqtaurPIL4bT96o0cR33aVcwGqWaTd86RkaJhvUSUZjdUea7TULK7fMVOgc2xuSFP+Hs7oQrAjFqnubBQIkaA+83H3mlrNjfT7BxJLoFlxfC\/orEZA40KKEnMO8w69ISIWRlRUzPsd72ocySBqdYgjk9DJUTXTVJK7x36bLGa0eKJ8rfWjlHGK9J83d0aExoOLQ+DnxBseV+SkJNVu32PzSHpMLO2j8pWSC6+PcgcjMdQsdK1MlRuZNj3FCyZmQeY+DNKxDpOzUX84CRgpo+1PyFiHjTHzhdq+TMfS18CtxM4DpE8OswfZ3lWVoz9IqBclnDoYT1iI05sL8EchsSKdB+qDrioJVNzBsuEg7gerT8R+IFAHMvx9hCXsbujX+rXhPKB5PrN1UFRxPS\/yHPSzXrQ5R\/88xJzuIZtb518wrEiI4cEw\/HtJg83xFNACaRiC99oZzDfe\/lzfhIdpeL5kIdhDI8Ru8LLDnBP+ybXCiXwGqW0DZm5lwv+T6ur7\/KFHUaUMMTrMpz8JLJNMUvfdmBEW+19XAYKA19L3URkPi0fB4YthzeTZNU8SNi+bsSMp3ReEia93irDpPpSX7te6WfLVMc+yYqitnLDEkFoEYnCkjN4z7beHRMOIgTQo+96vH5r\/zPf2kmN4jmPXUH0ipieLNc26T5f+NkKrucDp8vyb\/uorkjUphKRbHvHxWK2izcn9VJM0h7BUIr4Q21k95j5rBaaRJbePDRuHmoNo256E\/3W2gA=","iv":"1db1693e1286538a636aa06dc651df27","s":"bb519f9d4f0de126"}
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