Retail
May 31, 2019
Discretionary spending patterns have remained surprisingly consistent. Image credit: Montblanc
By Sarah Ramirez
While consumer demographics have become more diverse and customer needs are more varied, individuals' spending habits are largely in line with those seen a few decades ago.
{"ct":"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","iv":"1317ca07744245704b6532b95cf23c1d","s":"722dcdbcdbe80cd0"}
Share your thoughts. Click here