Retail
May 31, 2019
Discretionary spending patterns have remained surprisingly consistent. Image credit: Montblanc
By Sarah Ramirez
While consumer demographics have become more diverse and customer needs are more varied, individuals' spending habits are largely in line with those seen a few decades ago.
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","iv":"9aeee12b03546a9c734fd8a54066321f","s":"54e9f1c3e3332ab2"}
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