Retail
May 31, 2019
Discretionary spending patterns have remained surprisingly consistent. Image credit: Montblanc
By Sarah Ramirez
While consumer demographics have become more diverse and customer needs are more varied, individuals' spending habits are largely in line with those seen a few decades ago.
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","iv":"b676e6985103517523e9a8748db5db93","s":"d3a52b25ff69c30e"}
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