Retail
December 10, 2020
Current installment plans provide Chinese shoppers and retailers with a new way to pay that offers them immediate gratification. Image credit: Shutterstock
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","iv":"894e23cdec77ae0583a7e3cf564983cd","s":"348413775d7e6747"}
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