Columns
September 14, 2015
Mark Willis is head of technology and innovation at Stored Value Solutions
By a Luxury Daily columnist
{"ct":"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","iv":"805f6a101a30431d0ce84020a1c8df39","s":"c7436e480bed5caa"}
Share your thoughts. Click here