Financial services
April 23, 2018
Wealthy investors are planning to give away their wealth to heirs during the lifetimes. Image credit: Gucci
By Sarah Jones
More than half of the world’s wealthy are confident they will live to be 100, but this belief in longevity is causing anxiety about their financial futures.
{"ct":"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","iv":"afc3d88563dec3b35b81357f324b13e3","s":"dbc8a6079fc583df"}
Share your thoughts. Click here