Columns
January 19, 2018
Adam Harrold is managing director at Humley
{"ct":"eAZlosQO+wfzIuRNeYgqnHcD2O1ZXNy6jX9w53+6Q3UAlNDZo9Vhmp6ZoSZ04o3Q0VX7VOktoys1zgLIcivqtRP97aEtfaEXvryZyjk2jfj9p1E96pCCx0UjhQExFiJST9V+0PYWJ9tnH9CqAlcIQggYMFMPgCjFZmAk2tvVk0Aa6fYOdHqph8Or4XA1bkOLLw8+mKHpNjI\/pwakUzNRvLDpuy6ze2jreITp0kTW4bu2GT3jIO1Yv2Fcni4oH0gHxWhba0Uhgf2QbnOhNUGdAaDHDKbv\/HmHrEPkaBO\/X8r+aO7Gns93Xk1c5cXZ4aFAu6lQ4H4fLuGMIClLDRcZvkO0VugNRa9Hl2MA2FiZg7Z6Uav4Qp1C+DoSLXvqWwDOHfzH\/fg+8VmNJRkrC24yntRS5t\/JjgxxhCTuj6EH5gEAAeEEo1nIZS3Ap2+uzCRG4yvJ4qopf7ftJPVKaUQZJ\/V0C38Fpj60Pk6biXAYjrMyS4kNcRjuO+yB3lVrt332rG2CutSme2STlA\/aEE+uqkWurHvG4ws34lh2uN7MKBqEatnmDvxgtlSdL6YOBTvh5ayt\/x4V5gDwtpKawN2G0M\/JZmzBc4W7sKkvygcgoU+DP8nvA0FmYuD98rfuQosrOzm39jMflnEBZcGXHWlTKyJkFAbqqhLFOGQfv3uMFknvg4032Q1LxO6QwrB5fnVRNzWnq+3wucEwvbivgB46TCC14GG21uDLuHEbGRtoEBjHr8RI2aafjd1JjltfYrA8LBPiZ+7DytaK4yoTn0+e7gZVqt8Ry74Bf4l1mTewXNwGXSGONAJDFEAHvDl\/NaaXb13e6QOGjii+fEDEG6HB6wzMwG6CFRj5kmXRRI2Za19bZjA0dy2p3WTlOER7aCVau2SS0oEalC0fJYwtGbpriQs8797Pcm09Mqk5rJnqnlnP383El08aey1o0tLWHjwkbXNK+t7KxzQCSQ7z+aYYwLBOcfU18b\/65cBnN3x2yHJS0OILMJfdcUPvt79QGdgR4nmoZe1O7aj0QAwyfDlckskerGVYYiYLPZ2sXzxGjyZ4uU9KGya1lLokwlbQtfh2LOkvOG4OZKPAq1zKHjD0PiQSA6BtJlhEZU4elYh3fTe\/uDLnL2sT93RaDINXRZ2+dSGKzZmVulwTYSLI\/0L63No3V2gj9No3DDgjdlkst9GCO1uYot0dopOzMuaVcLuBsAzlUVcsNC12PbjEF1iGH6kLaItUvh0wX99GpChGjwwxnOZUbTjEDy\/mzgf6ezqr1M44KhnYfInBMNw44\/O0MppC4Mm4P8+fssx8LZWEPEJYAeUqqw2mQMQx6kPphAWldL4d\/jSNKO2ffvQNRBjzymCqkRzOeB1SYytjI0GjSeXd+ocU3COQfesp7iRWCITNG7VqsQBMiPPSYHB+I7SRq7+TspMrH6LgMfXZlkqO318EVmDeXlu9Svijl\/Wbo38bcQaNBZzAKovH27FoQRWCJEA6Tz\/DFBiLlsjjt+WAjljTIsjgYNghZ3HBrDucUEQd9Le3T3IrUuF1COAEgacZ4dldVO40cuZ3gAbgCRQffq6X50psWkY20jNCvVG5Qd1tdOkrf0Atf8E6DxkT8rVNL84es7Mt9HwW5Ha+65lXXrLVAcS6ZCOZ860a7+B1QQyPDkAn2VaJ8NgRCm7T7v0IGeb5Ba4uu7RoMwuP\/ju4OO4qzH2RDFOrQ9qSxFvUHJHqiuKbmPkHXwVPYUCFypNJtsG782EMpTilIUotHmBfOUlhzBGGgPdjmFSIXmqcrSv4Z3evszdGFEi8BaLTfdO\/2qIhkrouRRHUq5dm1G0M1XmtZaGjZUfEU+uAGxydPiLkRJ2\/LJ6kWR8DXX2sN85Nzp8Rby3i8x5VaaPuUr9y\/aHdSdcelINB6OLIJmm2PVhEd7XI8YGByn3FE6hdjNts53G2nNZqXKcA6StK3VetX8td7oIaS3Ov3HNZ1wlBXIWeQWUMqJ8cAwQ8E2kK3LYFVBZkyi91xowlHfDAnPN1s\/O5wNBiS9oIdnYptAN7S4KAixdVfRixxck6+KXFyx6nm75U8W4TEC7LoM38l0r\/WFnCEFaC0u+q2Ax4FoVCZ9EGHFSXgvHwniNYeASdhT2A5oPDNaywM0bn\/\/74nuLt+c0JPTHpp2rQA3hSP7RLvOm+SGzstOaGGjQe1+33+amYCbkMy2xKTz64cCSGTHACOOmJpdK0MGoV7VYNIz+QXW6Rwpo1r2U0Zwp6NryknSQoq3FNgayOjR4qwtIV3c0AGdXn2tbZLvfxZco1mfPmsQm+Uiou4OzWfYlyNpMA0GP5Fze53oz9OizmAIWxbuYXjceDOl0B2nTF4\/s3Pmh3dV2x52KRk7D5unDbElKfxx7TLSr64jxcuxSKY8FSo8wD3KEzp2hp\/CcMoT5pV34pnOFNcnOD8V5WhnnWflObww+5owgIrQS6tjA\/3lJy2zGyj4VTa+PKJpeD+7mhevDgJ+IJLMljXPebgyb6KUdaOcIaXl2c6\/1NAGH9XczenGfCsFXGNKhVXEyGd553Tfw+fXcMFKl1zJ6lZGU1khNwmrXqvtvNolN\/EZ7rnAJA9ZiE4S9dMVulEPWNyHcaERpMB8gtNxT0iiPQZBP787LO3UmzeoBjo8U3ogQ\/NR0v1Vl4kh\/XUpX7o0A1P6k7ET\/g3WrJ4Pw8rj4\/CRh5DEEaq2IbEU\/f+J55h3683nnBtikKbFYhAPSSWy48ICRBrdD5cqV2tLf0WJtM\/WBX5wIS0ytC5UqD+qJ7r2c807DJXrYo8GO38RHZ2c\/IaMNp\/tPy15XksZH\/48ofFCeomAFh914\/GTbr+RWRXzwPFopRTHja4YXD5KnDdylcZZajlihH3q6lKokT3VZrLZp9y3KYaw3iLL4MSBjuEuugC+8IOCXbIrorgfiqOHuFMB1Qr6E\/xmivTmMfqMeFj1AcCTGkCkvmB3F8E5kgVQPTmhMtyKPp6LeiLgmJMm350itcE17BYmX9nd1K1MqV6hT6VlXKPkWbvjS\/sh6Td0gbjW79oFRMvyzwg9nLk+its+UjZvgrH4b\/pkEbpHfj7q0w1KyTpgOD3xAbehbcD05mrLbx\/oJzDYyjXLhv6Yj4vxqZVJDI2RXtG+nSi51M1kgI5XckglSGBsNDG+pGjEqnOyNJuD7w929yshKR\/T5r0unI6xk3TUv\/ImZEEJcfXkYEKjw4bgZda+YAEjRody4N4osqFeXjc2zx55GNBRQ9zAaV7VeRcYMqm8GfLcMM5mY4vBhm5qwie5vWjIPlRZ3zGwgyyboovAJ6q40XCzar1AyBd\/r34c385KX51uTetT56Mx1O+jW4w8SzKOOcHz31kpsBAwzh7bWQ+hvDOjPLsKyGG+FGAgOxBATFfzUNWIjZuPQm5I06rR35EXiUyM53uNyMF\/JfkaCb5R6SY2YXd6qN4c9i\/5nqA\/RVN3zt1AO53lxKCrX0WGIN3dUCShWUnyYHwE6uDd82cAjqGkjI6lvfL7KTzjNJ2X32sgCb0O5Z376h3jFs8zGBnlTNIjL0QgviSg13745gkKm\/hMWT7bGZesnTnusuy2dNcSdjcMGXz70dW5ZdnyPF87vhMvfSMQ++gfMzQEvNVVDsZ85ZdOg0+pv6X8+XCKLyYNJmT95Yo\/fmm0bw41JiXlAhN2ljQ2LccLGrpRvvxB92lxFzNotkeyeBo9F5EV86MZgTEkggfDTIy89o5KoRVl+rpiQwyECWA+OW5gHPkw2e8QP\/hbPPMspsceUvwbE0d55DoxftTRitgZHrPenP9J4YgOXPCKA\/\/QzTG2n4zVFQptnZBJK7fDn83k0pSmkp2AuKDA6IDknbeWsq8h+78sStaM\/GqnqXcRQewnEBV1EcX85loI7Kc3z0PChjMhIzmh5exlGNNUIRALa\/DTCeZ\/BAMMGtk33axJupF8s8ucwtfO2EyBqvTpsb+KWkX0k8+fnzf9xE7PM2s9Q2cqNKcqXrBYRf7C5fUtmPRMCWyk5qYP81g6qhtTffzdh0NUYix4jN3fxo2njmOG9v1ChYahKHKGzymqYAnjIXqfP4l7M9vGGacK+tedJvfUSRMKoj5xEFwLbdtJ5sKs6gNK62Cvy18kbhu1AePUusLNE6WFuJP4TSy5VUm8bZRHCEsTyIeLCIdOPcFyHRXltKX2+wtCvtyvQZm9M8+ua5uUsR\/adWttygJXazz2ef+4rZPHIBhyKxsozOPE26NtcxmtO6m6NVd7zi02wR6VQmL4EpxKeXfZirpu37lfhc1zDxjEvYI+ImK5FJFCHUFRUZTHGVRVbOAlYgRIoIXkMHyGKkwl4s1Zxi1h3\/ZiGoNUs4DiOh6I9c3kI+VV35H0Jss4Rvwi98a66SjvPJ\/M90LTl36B6lrtsO2nlXD7dm70hRe\/M4A8uPEv0ecB9qKIWb4JU1ILF1SbIumPrqnI00w1Snrb62rtO6tkgBxEJ4N0fBBccKc+UQm9xSbnyZLCYNzSAanV7HlgyC36TTL4Z8g6utihX7Pdko4MHs3s800ibf\/YZTTZJQ2H4AvWp1YJnSpp5rXOT+SmswZn8b7vgoGkKgbmMquwhrFPdy9EqatBhcZmMbS1BkytghLYTv8SBTAvpFkFysZ2wu8M8fk9632z5uTdRGYiOkyhrWpNsPs0XoIdsgYRtL7pxGNro6rwrrQoAn6c30Vdsnr1g6Szwooum84H2p0nKQDblHRAUwzjpBzwEnU4JZWL7LrUpbCAeDxwfWPXAvEffvMyu+ezyxPGCDJBVCYL\/gBzR9WC\/0hIDaqISnvJWkF6CQPdiOL7VIYggF28eZ4J33LoBgxTFXtfHbpm8quSEkbWKwLNsYoeifvdgXYqaLrLJCZ\/jPPsID40nCx7Lpaqh1kTGLLzFRHo58F5AyN22Lb65XIJYnNdgIzCCOZ3rhutgHioaWm2F0d0yyfJn3SOu2R4Ogu7iVjZ5Pb5VuzxlKsiXgjIyNU1rW4I8LKYwPMOX\/nbTmGcNkHAtkLEuHPOhUX4eup0Y88\/3D9tQUK4SSQa3MBUN5pMsB1+RIdTR9UkRg0nzgWDsiwQjTcPfVXqExc0\/yR9xlflue1cv2pS9tznjN\/txnE9ry8Y73NIbYEQ7Y1BN0wqih2G2GIyxwlAPbUavPwegC1TQu8NK1KI6ZbJWsDVgSH9u77m4QNsOvRxx65AVofV3U\/lfSMbI5+SltIkPJprwz\/IGNfJsoEAIfqF4cprkhe4RM7dhZVc7dTj0yTwFFNGCGYERHQctFuMh0ZEacvnn1MSGNvpQEm3jIh4iFOfsNnwu07lxW2DfcDu0uNeFeNXHFcrwjBfc6\/wJReJiA9ofV1JYyZOUYYDXmyeYpCQ8fEzHWP\/xrZO6zM3ev8OLl6ZONI7IQODuL\/OoKfMrBj2TPXiL0dALZjVVbGBbUZi\/MEJwFQDKsHAU3rYC2vIHvT5duQXgLff0sE6npXyOi37cXv+CcMyieQN6gYWKGKZt92axSL\/jckNwF\/5aUoiXBCQ2YWtG7OlC5\/bkdN1cfTGAwAoSwtmi+ZJQ0ikrwF2b0BZDd1GAKWz07jYi6U7aH9MKrcFa5F7PO6YrMHeWW8ZM6OMjNiXWrZMDQQxfIx4iT\/1gQS6OWvlaICHLuDXwJEirPhZaQ9zcLuBsFOqfDC16GotfTOJJeCWkjnpTpEW9mBgrMJZtLJPj\/8xg1X62XP5GEShDoi+uTrpMT7y1P85kMKerqHfqTnCstbR8veCBNb5s2ix7lwQCF6d4dDLW7CNs78sKLkkYH7XBMtoPgyISnKT2OLwI0P\/nssEwmbkAaQFkRL0lQ+AaW1qTXJT7x0kVPAO0kTchZnlfTcQN2hH6WEv3i\/\/isY1s6O4b5fOJBboOIbaIb7ArZoq2hXWuss02Se3dxDhW2zv7F3+LsYElQMNA4hzI3t2mVaQm9UF3NJ+UKvHYEpmTjKdwdSR2xhJ\/OxaGxuc9hzA05jGqgtYUBLa0hJKrt3jlGF1xUDAEA0M5fkdTijEbbCoUFHorUTt+aeknOUHDjFZft8Rr3U8WjDNll8f0cwsJQejv4cqVlYvEyPNSTylKjjIGEaWJrtk9whvmJn4HZsmii3D37Hn9gwIQ+7XJtGM3eyfE1opOzS0IwHth7bKAtebSLiMLdkcQyTIIItHYKo1QNO9HNBBaRdAw5SxwtcJHpQNGSM5KFBdnnvCB+2caSLuXgIY1pKD8SBS8UQ7CseIoJwYZfs9RTxfHqXfQI89ktXuSlYVhTXJEMitMdA94b\/js5kRAGuUF9SWnnpx3aQD3xvPnSFpAcJejxb+XQEu+g5cmTV\/gmhGeIOB5xyOwxnNc1EkWhVfPMn03pS0htSj1yWFzuWZSMI6+4+xsnp7npfkf3PqoFUhalra\/hddrpQtsopX+J1lXXHRnlSmJsKI4ueqXwLchQOZEbv2diX\/DwJ90mpJ2wul5hlcxhtTEdoll6eW70Q2zzh1d8m4Qw1ChS83Pc\/VIQlDHyhNxr10Aoa9SRW3EGS22Ac2Gk+h6GcLP+fxLXzZhJT7k+dPTskOOtYdDy\/aAHiOsO3SPqfbK+CRXnVvDA+UFWckSgJDBY3gqmcJDw9SNugGoL6OvEX96KyzmnRT2gY7vnPZB4LxWMT6\/TnNJMjK5KgIjuYQ8JNS0RKjIDe7ix0WicATLT95PCuxm+Xr\/AcTCLpho\/D+rxiUBepO0COFFbMO\/iHlfwBzKBEKsAp\/t4GzIBQ4zzdcBMBzG+UzcR6bx0hpA2j036boCdk8v8LHL3782iIoVNcpMFqDs7ug8toSQlBysuT9TYAGxIvKzUvZ3ncjjIbToBaXaiZ2odgwqRnXfc0VcaVWGzD1Faf5jf7O6NWRQ1SS68Fc4OW1BAbcjGP10XueGMJ\/VCj9xupK00K3Y72tyk631gyx1rqGf9BSswq8nFXq09JYJqcFRe7aXJWY8hwQjnw6q+8qPsb4s5PDiVg53l6yM9r52zAzlJbUHBVKPJ8WVA6JIjGD5zl58F58MSJHWGfvkWoUGmZjEeG0xVfzV6lRmqVB30WunMZkjaFfuJJ4dDw7y8SsD0oBytwrQ1lA7hUh19hCh93XXIZQ0UcU990wKXzK0JTZijPoQVTkLkZJn\/MaOMc+sqXoeeAXxpgxvRybjvBz3ICqMbqGfRkN0Hb6YEg7lV2VAMsMtrK0qh6F76hXyS56UkWLLO2mqBFctLt2frMQWNc5S25LfSw1JvH9wUYr7kKXW5rCH1wnXhDpAjv1FCiykK3ZNl\/szrC\/buVn3F3pXO1uAlidzaekQqyAM+0LrnjKt1GtKD1CHDiKU0KqYCingQm+q18F+M3J34Ym31+FgEykxiMihb8PoarZKpBfWLVCxrynk+fayNA6GHT2gxTGq3CoFI0kA7q\/nXQUFq2Ik27Pw2cGmHsvel9Y0ryFwqYOc\/qlUQJd7ZEfGZ29IiTbH\/eoTZKzyELCkHT+NkePd9tUY47Lx68jA7hMKY1c8qvJMw\/wW54QDu5uTSQVlD2IWLKlSiq8XaycIqCg8nbpZ0l7Tr5ZBSyhaJkVYI5B61rh7E3mrO7obn\/b4+iGc\/5C8ToGi3\/L+54p0fXIm+MKFFbiSlQ+\/qc5lvyi5zg4jz1gpdfY3JLgpczg8OGFoBgBvKH1gwen+WDSaEXdzYJ2lOOEwzPIaemsLBaDPll7yJP\/0j4V6Rg7vMSo2neeWioneCVVBswGI8GJd6UxxFee\/FcH+IoNifYrgtnFco\/suDU6DpfsPwe9yqz\/dZ9e9dc58ORtUD7qFk6tPTd2rtKA9dnD\/dyPqAvqwockaxRLIyc8hANrFU9ZvGiVudIyft3J5QaD8IHcgGi8pWKF5quHGa45pfwkxRaCktifMzLAhF2Vg6EtafECHK7I0RuJp3ZquxNRsOurKTv5vdhhEnkigFiFzLZ3Mqle2JyVoIkoB8EnPmJxps8v4AGhx\/ENkAJG8slYsFfxZQ5UJUFttNFfsLaL8CO5g0JCf+m9O\/7z9HUkb8lZYTZXa\/ORJfdeV3FDebs8cyc+1focovFwmj77zDB5sHaY+udpPWukr0RjdwbT3YrSlXmKP1LDwkS9kNwAAkQdxLB9bKzgXWCFkHYJ76KMm7ZuL266mjSW\/nN5LHzFSWU1fwq6uF25CwnboJx6qyILVd2ly4Ixiu+Skof98lMTREi\/Ug1RAyVIMH0xUjTuMS86E7to49CuTvlkK\/t77hPtbJJ3uzt8Q0XpQfyQYXW70Dev8eobg0NxjA9SBJ7HVg40uzgkcZZKHefcMUJ7jJ5jHqVTfBmDNYABOHix7duPPiuTkv1vd5bfN2f4gZjA8WRiDhg1Z8MOsjl9+Ou4PnMdJIFoBoagGSxJ2fYiIUO40f5zFWXikoDuO48Q7DWy1scXc\/oLr\/VO4y6KicJZpxYXR6iDU\/fQIrnJOv1lT9cL+ZkkUwZVZ7hQIXMBieOXJ0\/cQnhW5fVUjHqH6VyshIWu5vZKRZsPYLRXSpAUhsoxmHNP\/kN4VI9yw\/T5v9QKxTXIkV6GvZHD4xh9E3jpaIQhF2IvzHpckTGo03WzdItWzYu6ijtMSz3buOVINB0QehRNYF6rNPIiNi6nazyFDKxPjpXIgUJx98ZwMaVTZt1ytNc\/6Ycwru3UUwdboI2lOzJTtQ8oxX6icPUgdSZX58grYWhW045nureaSHnInV82vpDd653kZJvHlOgwsx5M6UU3WlIKWUelFpaEh1eTtULOHGMD3Tsb6DL29vSVkDtFCsBgsgjSZcXa8Tvdmwjc3nSvbipDqHGDlheYh5DSkNnMOYuXEl3POSEjRY4JeCoeg2ef6Fp2lfs\/bUORXpcYfg4EjCaD3k122bP9Wh\/U\/PV7QMjMgNDN6I4dILOcOJw43g7NZJ1OitSa3U9GL8hht8eBmTnkqLRUhyzrdyDtT3ygd2QuDo2Wkfpa2pY9dAqj1QP7Y3032eIGDeJdbhMpBj3HB+\/HDgsmAoT5Tt2BtPzfTD1gryOdv7kHSsDm\/30QQ+FNRRBJeBHaMPRwlCD9vgPvwRnerCdU8gf\/CSHhHNFfOOHEXoEDtSN1xA4KLJtAlRcLL2yDj5l+CnSBprVHGRE46+D9c5lkvWYxmdZ6Vea\/+\/CcYeiOnBudSUAHsuZnN\/LTNfzuieaJK0wCJVgogfo3jagYPAj6\/d\/D5DQTEah5\/fVR\/JmvLUw5FeYgOwyof4qTllvZc592+A3wok5P0z4e96megK4w2AJx7QtuJ72KIzrJ\/rtSuas1s8GSMIZDcyoK6FVcjkRSmSfaQ3AOju9itMZ1\/AtZWNcoLpk9NDOpBaNLCKyLYH0jQeQQZOe3w+mYfN\/nbFzbxvWFMwAeTkHfU\/YfBfoSNH2m+F\/wCPLH1rynmmQeGgZLUXrCim0lwYE9HWdICQJxMZ4maRHOEjn0eEbfJfi4QdS3lqzcLm3ozND4hsT+q8E+n7h1udraRNSpD7u5axS6Q5rp8Rg1wbyfrQVU5+2ve9MEvwa3ntQf3XcP\/7NoEOx2ggDjNFibcDKdu0RIpjhYbEEWl5Sv3Px7PKZq7U4Gole+6MryUMlVeNHk9j6QD4IBOOMaJ4gpRrvx1CYmXUNzEdpGktVUyt0O+iReXFIAf9ArI9qnWPHt3RENCmhZrNSAi3XyvS2pl8RHCD9UUPfrNnMNbrmw+QWA==","iv":"c2a74d81ad9f2675b5d10035c93d8f08","s":"74dac0b8634ee491"}
Share your thoughts. Click here