Financial services
May 20, 2020
Net income as percent of revenue of banks versus nonbank brands. Image courtesy of Forrester Research
By Dianna Dilworth
While banks have a history and a heritage of trust among affluent consumers, new companies are threatening their relevance and livelihood as they disrupt the institution.
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","iv":"8c7b99b866e0e1ccd987db73a0acd310","s":"e0336c931ce79468"}
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