Financial services
May 20, 2020
Net income as percent of revenue of banks versus nonbank brands. Image courtesy of Forrester Research
By Dianna Dilworth
While banks have a history and a heritage of trust among affluent consumers, new companies are threatening their relevance and livelihood as they disrupt the institution.
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","iv":"3e7da0ad84a59f3fb5c8eb7119a840b4","s":"fea086f24784a584"}
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