Financial services
May 20, 2020
Net income as percent of revenue of banks versus nonbank brands. Image courtesy of Forrester Research
By Dianna Dilworth
While banks have a history and a heritage of trust among affluent consumers, new companies are threatening their relevance and livelihood as they disrupt the institution.
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","iv":"c390d97e26024fc3e362e299234d6548","s":"266b21b2aba8b9df"}
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