Financial services
May 20, 2020
Net income as percent of revenue of banks versus nonbank brands. Image courtesy of Forrester Research
By Dianna Dilworth
While banks have a history and a heritage of trust among affluent consumers, new companies are threatening their relevance and livelihood as they disrupt the institution.
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","iv":"42523c76f93e82c728ae33391f6fb682","s":"28aec697b1607879"}
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