Commerce
March 2, 2012
By Chantal Tode
There has been a flurry of news related to mobile payments of late but two very important stakeholders have been mostly absent from the announcement: retailers and handset manufacturers.
{"ct":"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","iv":"efdd1445e217a9e469437e7a5e397ed0","s":"c31a69dcfe8209d2"}
Share your thoughts. Click here