Retail
January 21, 2022
Klarna sees its highest rates of adoption in Australia, the U.S. and the U.K. Image credit: Klarna
By Sarah Ramirez
Popular fintech solutions have changed consumer mindsets about high-ticket purchases while helping merchants improve the customer experience.
{"ct":"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","iv":"eb37bfe359b1f8d281073aab7e297f7c","s":"9ff66a621ce58684"}
Share your thoughts. Click here