Financial services
May 20, 2020
Net income as percent of revenue of banks versus nonbank brands. Image courtesy of Forrester Research
By Dianna Dilworth
While banks have a history and a heritage of trust among affluent consumers, new companies are threatening their relevance and livelihood as they disrupt the institution.
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","iv":"a2a1da6879806f316ab841c40a89d713","s":"7e803bad1e190bd8"}
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