Financial services
May 20, 2020
Net income as percent of revenue of banks versus nonbank brands. Image courtesy of Forrester Research
By Dianna Dilworth
While banks have a history and a heritage of trust among affluent consumers, new companies are threatening their relevance and livelihood as they disrupt the institution.
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","iv":"eccb1caa2c88beea10f0b8c25d7c98d8","s":"0062dcfc12ec1045"}
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