Financial services
May 20, 2020
Net income as percent of revenue of banks versus nonbank brands. Image courtesy of Forrester Research
By Dianna Dilworth
While banks have a history and a heritage of trust among affluent consumers, new companies are threatening their relevance and livelihood as they disrupt the institution.
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","iv":"0a22b5311664314c1b0f8ab7de914b59","s":"5c838ed87efebac0"}
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